Author

Patrick Boyaggi

Patrick is the Co-Founder and CEO of Own Up. He has a wealth of experience and knowledge as a mortgage executive.

Before starting Own Up, Patrick was the Senior Vice President at Leader Bank and a Management Consultant at Accenture.

Throughout his career, Patrick has helped tens of thousands of homebuyers secure mortgages in his career. Patrick is passionate about empowering people to improve their financial future using technology and data to offer personalized guidance.

Patrick holds an MBA from Northwestern University’s Kellogg School of Management and a BA from Bates College.

Articles by Patrick Boyaggi

Mortgage Advisors

What to Look for in a Mortgage Advisor

Make informed decisions in your home buying process. Learn about the vital role of a mortgage advisor, key selection criteria, and how they can simplify your mortgage application for a successful home purchase.

Mortgage Comparison

Your Guide to Mortgage Rate Comparison Shopping

Learn the basics of comparing mortgage rates and loan estimates to find the best loan for your financial profile.

First Home Loan

A Guide to Buying Your First Home

Essential tips and insights for first-time home buyers in our comprehensive guide, covering everything from financial preparation to closing the deal on your dream home.

First Home Loan

How Much Mortgage Can I Actually Afford?

Learn how to calculate the mortgage you can afford by considering factors like monthly budget, savings, credit score, and loan terms. Use our tips and resources to confidently navigate the home buying process and make informed financial decisions.

First Home Loan

Employment History for Mortgage Lenders: How Your Job History Affects Your Ability to Get a Home Loan

Your employment history plays a big role in your ability to get a home loan. Here are the requirements you need to know.

Mortgage Advisors

How Long Does Pre-Approval for a Mortgage Last

Own Up's guide sheds light on the duration of mortgage pre-approval, its importance in the home buying process, and how to keep your financial profile updated.

Research

STUDY: Home buyers are confused about the mortgage process and worried that bias is impacting their outcomes

To get a pulse on how consumers feel about the current housing market, we conducted a survey of 1,000 homeowners and potential buyers in the U.S.

First Home Loan

House-Hunting Checklist

Buying a home is a big decision. Let’s take a look at what you need to know before and during the house-hunting process.

Mortgage Comparison

How do I shop around for a mortgage lender?

Own Up's comprehensive guide on shopping for a mortgage lender. Learn key steps, from understanding your financial situation to comparing lenders, to help you secure the best mortgage rates and terms for your home purchase.

Mortgage Advisors

The Right Pre-Approval Letter Helps You Get The Home You Want

Learn how a robust pre-approval letter can be your key to securing your dream home with Own Up's enlightening guide. Don't miss out on your perfect home, find out the secrets today!