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First Home Loan

Navigating the home-buying process can be tricky – especially if you’ve never done it before. The resources in this section will guide first-time homebuyers through the experience by tackling loan types, cost considerations, required documentation, contract terms, and more.

Your Down Payment Explained

Your Down Payment Explained

What exactly is a down payment, and how much do I need to save? We address these questions and more right here.

Are you a North Carolina First-Time Homebuyer? Discover Grants and Assistance Programs That Can Help

Are you a North Carolina First-Time Homebuyer? Discover Grants and Assistance Programs That Can Help

Did you know that North Carolina homebuyers have access to statewide, local, and even employer-sponsored down payment assistance?

A Comprehensive Guide to Georgia First-Time Homebuyer Assistance Programs

A Comprehensive Guide to Georgia First-Time Homebuyer Assistance Programs

Georgia has multiple down payment assistance programs that cater to different geographic areas, professions and levels of need.

Your Down Payment Explained

What exactly is a down payment, and how much do I need to save? We address these questions and more right here.

Are you a North Carolina First-Time Homebuyer? Discover Grants and Assistance Programs That Can Help

Did you know that North Carolina homebuyers have access to statewide, local, and even employer-sponsored down payment assistance?

A Comprehensive Guide to Georgia First-Time Homebuyer Assistance Programs

Georgia has multiple down payment assistance programs that cater to different geographic areas, professions and levels of need.

Mortgage Repayment Best Practices

Staying current with your mortgage payments is critical. Learn tips for staying on track and how early repayment options could help you save money over time.

When is the Best Time to Buy a House?

Decoding the housing market can be challenging when inventory is low and prices are high. On that note: Is there a preferred time to buy?

What is Freddie Mac and How Does it Influence Your Home Loan?

Did you know your mortgage lender may not be the only entity involved in your home purchase? Freddie Mac and the federal government may also play a role.

A Comprehensive Guide to Pennsylvania’s First-Time Homebuyer Grants and Assistance Programs

Pennsylvania residents can access financial assistance with downpayment and closing costs through multiple government, lending and non-profit programs.

Guide to Mortgage Tax Credits: A First-Time Home Buyer’s Advantage

Did you know you may qualify for a tax deduction if you are a first-time homebuyer?

Buying A House Without A Realtor

There are many good reasons to use a real estate agent when buying a home – but here’s what you need to know if you’re going to buy a house without a realtor.

Should You Buy a For Sale by Owner (FSBO) Home?

Buying a home that’s for sale by owner could save some money on the purchase price, but it also comes with risks.


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The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.