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Licensing

Own Up state disclosures

RateGravity, Inc.(d.b.a. Own Up.) is not a lender, but retains certain mortgage broker licenses to comply with various state requirements. Please see a summary of our current licensure below.


Alabama

Alabama Mortgage Brokers
License #23141

Alaska

Alaska Mortgage Broker/Lender
License No. AK1450805

Arizona

Licensed by the Arizona Department of Insurance and Financial Institutions
License No. MB-1021912

Arkansas

Arkansas Security Department
Mortgage Broker License #128339

California

California Department of Real Estate, Real Estate Corporation
License Endorsement #02134434

Colorado

Mortgage Company Registration, Regulated by the Division of Real Estate
License No. 1450805

Connecticut

Licensed as a Mortgage Broker, Department of Banking
License No. MB-1450805

Delaware

Delaware Broker License # 037098

District of Columbia

Licensed by the District of Columbia Department of Insurance, Securities and Banking
License No. MLB1450805

Florida

Licensed as a Mortgage Broker by the Office of Financial Regulation
License No. MBR2922

Georgia

Georgia Residential Mortgage Licensee
Licensed as a Mortgage Broker/Processor by the Department of Banking and Finance
No. 67042

Idaho

Idaho Department of Finance
Mortgage Broker/Lending License MBL-2081450805

Illinois

Illinois Residential Mortgage
License No. MB.6761609

Indiana

SOS Loan Broker
License No. 1450805

Iowa

Iowa Division of Banking
Broker License License #2022-0062

Kansas

Kansas Office of the State Bank Commissioner
Mortgage Company License #MC.0025790

Kentucky

Kentucky Department of Financial Institutions
Mortgage Broker License #MB785601

Louisiana

Louisiana Office Of Financial Institutions
Residential Mortgage Lending License

Maine

Licensed as a Loan Broker by the Bureau of Consumer Credit Protection
License No. 1450805

Maryland

Licensed by the Maryland of Labor, Office of the Commissioner of Financial Regulation
License No. 06-25073

Massachusetts

Mortgage Broker
License No. MB1450805

Michigan

Department of Insurance and Financial Services 1st Mortgage Broker License
License No. FL0022270

Minnesota

Licensed by the Commerce Department Financial Institutions Division
Residential Mortgage Originator License # MN-MO-1450805

Mississippi

Licensed by the Mississippi Department of Banking and Consumer Finance as a Mississippi Mortgage Broker
License No. 1450805

Missouri

Missouri Mortgage Company
License #1450805-LG

Montana

Montana Division of Banking & Financial Institutions
Mortgage Broker License #1450805

Nebraska

Nebraska Department of Banking and Finance

New Hampshire

Licensed by the New Hampshire Banking Department
Mortgage Broker License No. 22638-MBR

New Jersey

New Jersey Residential Mortgage Broker
License NMLS ID # 1450805

New Mexico

Mortgage Loan Company License NMLS # 1450805

North Carolina

Mortgage Broker License - B-198370

North Dakota

North Dakota Money Broker License
License No. MB103977

Ohio

Licensed by the Department of Commerce, Division of Financial Institutions
Mortgage Lending Act Certificate of Registration RM.804688.000

Oklahoma

Mortgage Broker License # MB014685

Oregon

Oregon Division of Financial Regulation
Mortgage Lending License 1450805

Pennsylvania

Licensed by the Department of Banking and Securities
Mortgage Broker License No. 70860

Rhode Island

Licensed by the Rhode Island Division of Banking
Loan Broker License No. 20193713LB

South Carolina

South Carolina Department of Consumer Affairs - Mortgage Broker License

South Dakota

South Dakota Mortgage Brokerage
License #1450805MB

Tennessee

Mortgage License No. 220781

Texas

NMLS No. 1450805

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to:

Texas Department of Savings and Mortgage Lending
2601 North Lamar, Suite 201 Austin, Texas
78705

Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

Mortgage Company License No. 1450805

Virginia

Virginia Broker License
License No. MC-7353

West Virginia

Mortgage Broker
License No. MB-1450805

Wisconsin

Licensed by the Department of Financial Institutions
License No. 1450805BR

Wyoming

Wyoming Division of Banking
Mortgage Broker License #4504

RateGravity Federal Disclosures

NMLS#: 1450805

It pays to shop for the right loan. Whether buying or refinancing, our customers save an average of $27k over the life of their loan.