Licensing

Own Up State Disclosures

RateGravity, Inc.(d.b.a. Own Up.) is not a lender, but retains certain mortgage broker licenses to comply with various state requirements. Please see a summary of our current licensure below.

Arizona:

Licensed by the Arizona Department of Insurance and Financial Institutions
License No. MB-1021912

Arkansas:

Arkansas Security Department
Mortgage Broker License #128339

California:

California Department of Real Estate, Real Estate Corporation
License Endorsement #02134434

Colorado:

Mortgage Company Registration – Regulated by the Division of Real Estate
License No. 1450805

Connecticut:

Licensed as a Mortgage Broker – Department of Banking
License No. MB-1450805

District of Columbia:

Licensed by the District of Columbia Department of Insurance, Securities and Banking
License No. MLB1450805

Florida:

Licensed as a Mortgage Broker by the Office of Financial Regulation
License No. MBR2922

Georgia:

Georgia Residential Mortgage Licensee – Licensed as a Mortgage Broker/Processor by the Department of Banking and Finance
No. 67042

Illinois:

Illinois Residential Mortgage
License No. MB.6761609

Indiana:

SOS Loan Broker
License No. 1450805

Iowa:

Iowa Division of Banking
Broker License License #2022-0062

Kansas:

Kansas Office of the State Bank Commissioner
Mortgage Company License #MC.0025790

Kentucky:

Kentucky Department of Financial Institutions
Mortgage Broker License #MB785601

Maine:

Licensed as a Loan Broker by the Bureau of Consumer Credit Protection
License No. 1450805

Maryland:

Licensed by the Maryland of Labor, Office of the Commissioner of Financial Regulation
License No. 06-25073

Massachusetts:

Mortgage Broker
License No. MB1450805

Michigan:

Department of Insurance and Financial Services 1st Mortgage Broker License
License No. FL0022270

Minnesota:

Licensed by the Commerce Department Financial Institutions Division
Residential Mortgage Originator License # MN-MO-1450805

Montana:

Montana Division of Banking & Financial Institutions
Mortgage Broker License #1450805

Nebraska:

Nebraska Department of Banking and Finance

New Hampshire:

Licensed by the New Hampshire Banking Department
Mortgage Broker License No. 22638-MBR

New Jersey:

New Jersey Residential Mortgage Broker
License NMLS ID # 1450805

North Carolina:

Mortgage Broker License - B-198370

North Dakota:

North Dakota Money Broker License
License No. MB103977

Ohio:

Licensed by the Department of Commerce, Division of Financial Institutions
Mortgage Lending Act Certificate of Registration RM.804688.000

Oregon:

Oregon Division of Financial Regulation
Mortgage Lending License 1450805

Pennsylvania:

Licensed by the Department of Banking and Securities
Mortgage Broker License No. 70860

Rhode Island:

Licensed by the Rhode Island Division of Banking
Loan Broker License No. 20193713LB

South Carolina:

South Carolina Department of Consumer Affairs - Mortgage Broker License

Tennessee:

Mortgage License No. 220781

Texas:

NMLS No. 1450805
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. Mortgage Company License No. 1450805.

Virginia:

Virginia Broker License
License No. MC-7353

Wisconsin:

Licensed by the Department of Financial Institutions
License No. 1450805BR

Wyoming:

Wyoming Division of Banking
Mortgage Broker License #4504

RateGravity Federal Disclosures

NMLS#:
1450805
To visit the NMLS consumer access page please click here.