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Learning Center

The know-how you need to navigate home financing.

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Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Affordability calculator

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

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For Realtors

Learn how Own Up can save your clients time and money.

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Happy Own Up customers Emily and Evan smile at the camera

“They got us the preapproval in like 10 minutes! They absolutely saved the day.”

Emily & Evan

Peabody, MA

After years of renting, Emily and Evan decided it was time to put down roots. But when they wanted to make a last-minute offer on their dream home, they couldn’t get a hold of anyone at their mortgage company. Their realtor recommended Own Up, and thanks to our innovative pre-qualification technology (a mortgage industry first), they had the pre-approval letter they needed within the hour.

“Everyone was so kind, so patient, so informative, and really just warm. They gave me so much confidence.” Own Up matched them to a lender at a preferred interest rate, saving them $38,000 over the life of their loan. “Own Up was a champion for us throughout the entire process … I can’t describe what saving that much money means to us!


Happy Own Up customer Evan and a friend smile at the camera

“We need to be looking at things differently in the digital age and Own Up’s the only one doing that.”

Evan says his biggest takeaway from the home buying process is, "Shop around, shop around, shop around"...


Happy Own Up customer Andrew smiles at the camera

“If I had a question, Patrick was just a phone call or text away.”

Andrew recently had an offer accepted on an affordable housing unit, but due to the condo’s unique circumstance...


Happy Own Up customers Michael and Marina smile at the camera

“There was a human touch ... it felt like a concierge.”

Michael and his wife were living and working in the greater Boston area when they started to think about buying a home...

Michael and Marina

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It pays to shop for the right loan. Whether buying or refinancing, our customers save an average of $28k over the life of their loan.