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How it worksAbout

Learning Center

The know-how you need to navigate home financing.

Explore our learning center

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Affordability calculator

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

Find your rate range

For Realtors

Learn how Own Up can save your clients time and money.

Learn more

Own Up Co-founders Patrick and Mike stand side by side in a park and smile at the camera
Own Up Co-founders Patrick and Mike stand side by side in a park and smile at the camera

A partner for buyers and their agents

How it works

We use technology and dedicated human advisors to simplify the lending process.
We deliver clarity and better outcomes for home buyers and their agents.

Human connection

Your client creates a profile and is matched with an experienced Home Advisor to guide them (and support you) through the entire home buying process


Our technology evaluates your buyer's profile and goals to determine the optimal lender and financing plan to achieve a seamless closing


It takes a team to meet your client's goals. Our Home Advisors are here to support you and your client day-and-night all the way through closing (we're available by text, phone, or email)

What's in it for you

Two people shaking hands at the end of a meeting

Close with confidence

We evaluate multiple financing options and determine a solution that sets your client up for success

Own Up Employee K, working at a laptop

Technology-enabled partner

Buyers can generate preapproval letters on-demand from their phone and our Home Advisors are always available

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A happy customer

Customers close with certainty and save money while doing it. We have thousands of reviews to show for it


Real estate agent Claudel Frederique smiles at the camera

Claudel Frederique

Bentley Real Estate, Western, MA

"Own Up is able to really get aggressive with rates... they always jump in on the issues immediately...they never leave us hanging."

Real estate agent Courtney Lott smiles at the camera

Courtney Lott

Keller Williams, Atlanta, GA

"Own Up worked tirelessly to ensure my clients were taken care of and received the best deal possible...they are responsive, dedicated, diligent."

Real estate agent Brian Head smiles at the camera

Brian Head

Buckhorn Realty, San Antonio, TX

"I have been amazed at the rates they have been able to get for my clients and myself on investment properties...the professionalism and responsiveness are unmatched in the mortgage industry...I have gotten this same feedback from my clients as well."

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It pays to shop for the right loan. Whether buying or refinancing, our customers save an average of $28k over the life of their loan.