Borrow with confidence

Know more, save more, spend smarter.

Buying

Refinancing

Innovative technology, expert advice

full-size preview of Own Up questionnaire on mobile device

Personalize

Build your profile and create your account to unlock insights & recommendations, tailored to you.

full-size preview of Own Up options on mobile device

Connect

Connect with your dedicated Home Advisor to discuss your goals and customize your options, all with your best interests in mind.

Shop & save

Easily shop market-beating rates across multiple lenders. Our tooling enables you to compare rates within and outside of our lender network to ensure you're getting the best deal.

How it works

Innovative technology, expert advice

Personalize

Build your profile and create your account to unlock insights & recommendations, tailored to you.

Connect

Connect with your dedicated Home Advisor to discuss your goals and customize your options, all with your best interests in mind.

Shop & save

Easily shop market-beating rates across multiple lenders. Our tooling enables you to compare rates within and outside of our lender network to ensure you're getting the best deal.

How it works

Why work with us?

Woman smiling on the phone talking about her mortgage

Why work with us?

Honest advice

Our service is free for our borrowers. Own Up is paid the same 0.45% fee by our lenders, regardless of your offer details. So you can be sure we're on your side.

Simple & safe

The home financing process, simplified. We anonymously shop rates to match your scenario with no obligation to finance, and our soft credit check won't affect your credit score.

Join other happy borrowers

We were blown away with the support received from OwnUp in the lead up to buying a home. Brenna went above and beyond to work with us, leaving nothing to chance and following through exactly as she said she would.

Jack

Olivia was very helpful and responsive throughout the entire process. Own Up even helped us find our amazing realtor! I really appreciate how we were able to compare lots of different loan options before making a decision.

Jess C.

More reviews

Expand your knowledge

What kind of properties do your customers finance?

We’ve helped thousands of customers finance their first home, as well as people who are buying second homes and investment properties. We’ve got happy customers who own single-family homes, multi-family homes, condos, and townhouses.

How much does Own Up cost?

Own Up is completely free to use. We are paid a fee by our lenders if you close your loan with them. Depending on your loan selection, lenders may charge customary third-party closing costs.

How does Own Up make money?

If you choose a mortgage from one of our lenders, they pay us 0.45% of the loan amount. That’s 1/3rd of what they pay their own salespeople, and the savings are passed on to our customers. If you don’t choose one of our lenders — but use our tools and guidance as reassurance or to negotiate a better rate from another lender — then we make nothing. But that’s okay, because we want happy customers who’ll recommend us to their friends.

More FAQs

RESOURCES

Insightful tools

Uncover the data you need to know you're getting a great deal. Monitor rate trends and more with our tools.

Check out our resources

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First time homebuyer checklist

Homeownership is more permanent and more expensive than renting. So how do you know if you're ready?

Make the first move.

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Make the first move.

Get started