We're your
mortgage co-pilot
Own Up provides you with unbiased expertise that leads to better financial outcomes. Here’s how:
Step 1:
Build your profile
Total
security
Get your free personal profile in just 5 minutes. It's completely anonymous.
Complete
confidentiality
Your personal information is never sold and there is no obligation.
No SSN or hard credit inquiries
We deliver personalized loan offers without requiring a SSN. We only do a soft inquiry.
Step 2:
Meet your
home advisor
Buying a home is likely the biggest financial transaction of your life. It can be stressful, so you get a dedicated expert home advisor who provides you ongoing support every step of the way.
7-minute
Call
We discuss your goals and what to expect during the process — it’s not a sales call.
Our
Insight Tools
See what you qualify for, compare lenders and see actual pre-qualified rates.
Pre-Approval
Letter Generator
We have the industry's first automated pre-approval letter — generate updates on-demand from any device.
Step 3:
Find the right loan for you
Pre-negotiated
terms
We negotiate terms with our lender network so you can be confident in your offer.
You see
what we see
Our lenders pay us the same fee every time, so we show you every offer exactly as we see it.
With you
every step
If you choose a lender in our network, we stay with you until closing to meet every obligation.
Already have a loan offer?
We can help.
Compare
offers
See how your loan offer compares to actual pre-qualified loan offers from the top rated lenders in our network.
Get
better terms
We can help you negotiate better terms with your lender, saving you thousands.
Need More Knowledge? Check out our FAQS >