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The know-how you need to navigate home financing.

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Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Affordability calculator

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

Find your rate range

For Realtors

Learn how Own Up can save your clients time and money.

Learn more

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We're your mortgage co-pilot

Own Up provides you with unbiased expertise that leads to better financial outcomes. Here's how:


Build your profile

Secure & Confidential

Create your free personalized profile in just 5 minutes. It's completely anonymous and your information is never sold.

No SSN or hard credit inquiries

We deliver personalized loan offers without requiring a SSN. We only do a soft inquiry.



Meet your home advisor

Buying a home is likely the biggest financial transaction of your life. It can be stressful, so you get a dedicated expert home advisor who provides you ongoing support every step of the way.

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Unbiased advice

We discuss your goals and what to expect during the process — it's not a sales call and there’s no obligation.

Insight tools

See what you qualify for, compare lenders, and see actual prequalified rates.

Preapproval letter generator

We have the industry's first automated preapproval letter — generate updates on demand from any device.


Find the right loan for you

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We negotiate terms with our lender network so you can be confident in your offer.

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You see what we see

Our lenders pay us the same fee every time, so we show you every offer exactly as we see it.

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With you every step

If you choose a lender in our network, we stay with you until closing to meet every obligation.

Already have a loan offer?

We can help.

Already have a loan offer? We can help.

Compare offers

See how your loan offer compares to actual pre-qualified loan offers from the top-rated lenders in our network.

Get better terms

We can help you negotiate better terms with your lender, saving you thousands.

Let’s talk

Need more knowledge?

Check out our FAQs

Need more knowledge?

Check out our FAQs

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It pays to shop for the right loan. Whether buying or refinancing, our customers save an average of $27k over the life of their loan.