own-up-how-it-works-profile-1

We're your
mortgage co-pilot

Own Up provides you with unbiased expertise that leads to better financial outcomes. Here’s how:

Step 1:
Build your profile

Total
security

Get your free personal profile in just 5 minutes. It's completely anonymous.

Complete
confidentiality

Your personal information is never sold and there is no obligation.

No SSN or hard credit inquiries

We deliver personalized loan offers without requiring a SSN. We only do a soft inquiry.

 Step 2: 
Meet your
home advisor

Buying a home is likely the biggest financial transaction of your life. It can be stressful, so you get a dedicated expert home advisor who provides you ongoing support every step of the way.

own-up-how-it-works-profile-2

7-minute
Call

We discuss your goals and what to expect during the process — it’s not a sales call.

Our
Insight Tools

See what you qualify for, compare lenders and see actual pre-qualified rates.

Pre-Approval
Letter Generator

We have the industry's first automated pre-approval letter — generate updates on-demand from any device.

Step 3:
Find the right loan for you

own-up-howitworks-1

Pre-negotiated
terms

We negotiate terms with our lender network so you can be confident in your offer.

own-up-howitworks-2

You see
what we see

Our lenders pay us the same fee every time, so we show you every offer exactly as we see it.

own-up-howitworks-3

With you
every step

If you choose a lender in our network, we stay with you until closing to meet every obligation.

Already have a loan offer?
We can help.

Compare
offers

See how your loan offer compares to actual pre-qualified loan offers from the top rated lenders in our network.

Get
better terms

We can help you negotiate better terms with your lender, saving you thousands.

Need More Knowledge?  Check out our FAQS >