Own Up
How it worksAbout
Resources

Learning Center

The know-how you need to navigate home financing.

Explore our learning center

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Affordability calculator

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

Find your rate range

For Realtors

Learn how Own Up can save your clients time and money.

Learn more

ReviewsFAQ
Mortgage Advisors

Not sure what a Mortgage Advisor is? You’ve come to the right place. Learn how Mortgage Advisors can help new and experienced homebuyers navigate the loan financing process in addition to other types of fees that can impact the overall affordability of the home.

Written Verification of Income (VOE)

Written Verification of Income (VOE)

Learn how written verification of income (VOE) factors into the mortgage process.

Why You Should Do an Annual Mortgage Checkup

Why You Should Do an Annual Mortgage Checkup

If you aren’t happy with the conditions of your mortgage loan, you may be able to refinance or renegotiate your loan terms. Consider an annual mortgage checkup with your mortgage a...

Can a Mortgage Advisor Help Me After My Loan Has Been Approved?

Can a Mortgage Advisor Help Me After My Loan Has Been Approved?

Your mortgage advisor has several roles during the homebuying process. Here's a rundown of how they can represent you and guide you from loan application through closing.

Written Verification of Income (VOE)

Learn how written verification of income (VOE) factors into the mortgage process.

Why You Should Do an Annual Mortgage Checkup

If you aren’t happy with the conditions of your mortgage loan, you may be able to refinance or renegotiate your loan terms. Consider an annual mortgage checkup with your mortgage advisor.

Can a Mortgage Advisor Help Me After My Loan Has Been Approved?

Your mortgage advisor has several roles during the homebuying process. Here's a rundown of how they can represent you and guide you from loan application through closing.

A Deep Dive Into Mortgage Closing Costs

The cost of homeownership is typically more than the sale price of the home. Here's a look at additional expenses you can expect to see during the closing process.

The Role of the Attorney Review in Home Buying

The homebuying process can involve a lot of people: the buyer, the seller, real estate agents, the inspector, the title company, and sometimes, an attorney. Learn how the attorney review process can impact your homebuying experience.

What Is an Earnest Money Deposit in Real Estate?

In order to lock in your home purchase agreement, you will have to put down some cash up front; here’s a look at how earnest money works and how much of it you may have to shell out.

What to Look for in a Mortgage Advisor

Make informed decisions in your home buying process. Learn about the vital role of a mortgage advisor, key selection criteria, and how they can simplify your mortgage application for a successful home purchase.

Mortgage Refinancing 101

Refinancing your mortgage can be a good way to save money. Here's what you need to know about mortgage refinancing.

Making the Decision to Work with a Mortgage Consultant

Learn about mortgage consultants and decide if obtaining one is the right decision for you.

Dear Mortgage Industry: We Need to Talk About Race

An editorial in The New York Times last month highlighted a recent study by the Center for Investigative Reporting. The report found that African-Americans and Latinos were more likely to be denied conventional mortgages than whites, even when income, loan size, and other factors were considered.

Disclaimer

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.