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Learn how much home you can afford, and the next steps to take in the process.

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Mortgage Advisors

How Your Income Impacts Your Ability to Get a Home Loan

Understand how lenders consider your income with Own Up's detailed guide. Find out what matters in your financial profile when securing a mortgage. Knowledge is power - empower yourself today!

Which Home Lender Institution is Best for You?

Dive into Own Up's vibrant guide that decodes the diverse world of mortgage lenders. Unravel the intricacies of different types of lenders and steer your home buying journey with confidence.

Understanding Closing Costs

Learn about the various fees and expenses that make up closing costs, helping you plan and manage your budget for a successful home purchase.

What Is an Earnest Money Deposit in Real Estate?

In order to lock in your home purchase agreement, you will have to put down some cash up front; here’s a look at how earnest money works and how much of it you may have to shell out.

What to Look for in a Mortgage Advisor

Make informed decisions in your home buying process. Learn about the vital role of a mortgage advisor, key selection criteria, and how they can simplify your mortgage application for a successful home purchase.

What are HOA Fees and How Do They Impact the Price of Your Home?

There are many benefits to living in a community with homeowners association fees, but they can also impact your budget.

What Does it Mean to Be ‘Under Contract’?

The homebuying process doesn’t end after a seller accepts an offer. Here’s what it means to go under contract and how it can impact the closing process.

Is now the right time to refinance my mortgage?

Is now the right time to refinance? Here’s our framework for thinking through this important decision.

Create a Personal Cash Stimulus by Actively Managing Your Debt

It’s easy to view debt as outside of your control because it is money owed, instead of money earned or held. Don't overlook your options to unlock cost-savings opportunities.

Dear Mortgage Industry: We Need to Talk About Race

An editorial in The New York Times last month highlighted a recent study by the Center for Investigative Reporting. The report found that African-Americans and Latinos were more likely to be denied conventional mortgages than whites, even when income, loan size, and other factors were considered.

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The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.