Own Up
How it worksAbout
Resources

Learning Center

The know-how you need to navigate home financing.

Explore our learning center

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Affordability calculator

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

Find your rate range

For Realtors

Learn how Own Up can save your clients time and money.

Learn more

ReviewsFAQ

Get started

OWN UP BLOG

Insights from our team

Couple smiling, in room with boxes

A Guide to Buying Your First Home

Essential tips and insights for first-time home buyers in our comprehensive guide, covering everything from financial preparation to closing the deal on your dream home.

Read more

Couple smiling, in room with boxes

A Guide to Buying Your First Home

Essential tips and insights for first-time home buyers in our comprehensive guide, covering everything from financial preparation to closing the deal on your dream home.

Read more

Featured

a pair of hands using a calculator and a computer sitting just beyond it

Mortgage Comparison

Fixed vs. Adjustable Rate Mortgages: Key Insights

Choosing between a fixed-rate or an adjustable-rate mortgage can be tough. Learn the facts about this important decision.

Read more

A calendar for the month of September on a desk next to a plant; photo by Blessing Ri on Unsplash

Refinancing

How Long Does It Take to Refinance?

The refinancing process typically takes 30 to 60 days, but it could be longer if you run into a delay.

Read more

A calculator resting on graph paper with a pencil behind it

Mortgage Comparison

How Does a Mortgage Calculator Work?

Learn about the different parts of a mortgage calculator and how you can use it to figure out your monthly costs.

Read more

Mortgage Comparison

Read more

A line graph comparing different interest rates for a single scenerio

Mortgage Rate Comparison Shopping Guide

A calculator and pen on a wood desk

Amortization Schedules: How Your Mortgage Payments Work

A room with a long table and six while chairs surrounding it

What Type of Residence are You Trying to Buy? How Lenders Evaluate Occupancy Types

A calculator and a pair of keys next to a small white and blue model of a house

Understanding APR: Compare Loan Options Effectively

First Home Loan

Read more

Couple smiling, in room with boxes

A Guide to Buying Your First Home

A magnifying glass on top of a contract and a folder full of papers

What Is A Closing Disclosure?

Two business professionals shaking hand with a person standing between them

How Do Real Estate Agents Get Paid?

A row of homes with different price bubbles pointing to each roof

What are Real Estate Comps?

Refinancing

Read more

Red sign with arrows pointing both ways being crossed out

Mortgage Refinancing 101

A stack of $100 bills

Is Refinancing Worth It?

A calendar for the month of September on a desk next to a plant; photo by Blessing Ri on Unsplash

How Long Does It Take to Refinance?

A white sailboat in a blue stream under a blue sky

What is a Streamline Refinance?

Mortgage Advisors

Read more

Four gentlemen sitting around a conference table talking

What to Look for in a Mortgage Advisor

A hand writing on a document next to a tiny wooden toy house

How To Qualify For A Mortgage

Your Credit Score and Your Financial Well Being

Your Credit Score and Your Financial Well Being

Stack of papers in manilla folders

Written Verification of Income (VOE)

Down Payments

Read more

A couple with arms wrapped around each other and staring at a house

Breaking Barriers: Accessing Down Payment Assistance Programs for First-Time Homebuyers

A man and woman sitting on a couch making the please symbol with their hands and a stack of boxes behind them while

What Is an Earnest Money Deposit?

Welcome to Pennsylvania road sign next to the highway on a fall day

Pennsylvania First-Time Homebuyer Grants & Assistance Programs

Martha's Vinyard in Massachusetts

Massachusetts First-Time Home Buyer Grants & Assistance

Research

Read more

American flag hanging in front of a house on Veterans Day

VA Loan Data Study Overview: 2023 Update

Modern kitchen with a giant fan over the oven

ROI of  9 Popular Home Renovations

Home buyer mortgage shopping 2022

STUDY: Home buyers are confused about the mortgage process and worried that bias is impacting their outcomes

Women Pay More For Their Mortgage Than Men

The Gender Gap: Women Pay More For Their Mortgage Than Men

News

Read more

A veteran holds a home model with an American flag over his palm

How to Get a Great VA Loan Rate

Bikes parked outside an old green house with a gas lamp beside the front door

What Homebuyers Want to Know: Top Questions From Our Reddit AMA

Man on old tiny iphone, hands too big, screen too small

What happens on Own Up's review call?

a chart showing lendergrader

Introducing Lender Grader, a tool to help borrowers understand the mortgage market

Disclaimer

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.