Own Up
How it worksAbout

Learning Center

The know-how you need to navigate home financing.

Explore our learning center

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Affordability calculator

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

Find your rate range

For Realtors

Learn how Own Up can save your clients time and money.

Learn more

Two people in a well-lit room with plaid and stripped blue shirts smiling at the camera
Two people in a well-lit room with plaid and stripped blue shirts smiling at the camera

Welcome to a new approach to mortgage

In contrast to the eroded consumer trust in financial services — we are cutting through the establishment and connecting with people.



We are former bankers

Our founders used to be mortgage bankers, yet they didn’t go to their own bank to get a mortgage. Their expertise enabled them to pursue better financial outcomes elsewhere. They built Own Up to allow you to get your mortgage the same way they did.

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We re-wrote the rules

Unlike mortgage lenders, our interests are aligned with yours, so we can be objective about assessing your options. In the end, you save some money, we make some money, and the lender makes a loan. Everyone wins.

We built a better way to finance a home

We use technology to simplify the home financing process. Our easy-to-use online tools help you evaluate lenders, understand how much home you can afford, compare loan offers, and even update pre-approval letters on-demand — a mortgage industry first.

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Own Up Co-founder Patrick Boyaggi smiles at the camera

Patrick Boyaggi

Co-founder & CEO

“I’m the guy that didn’t get a mortgage from his own bank.”

Patrick forged a successful career as a Senior VP, responsible for Residential Lending at a top-50 national lender — closing $11 billion in residential mortgages. He believes everyone should understand their mortgage and is passionate about Own Up's ability to improve the futures of our customers.

Own Up Co-founder Mike Tassone smiles at the camera

Mike Tassone

Co-founder & COO

“It’s time we cut through the BS and provide people with the transparency they deserve.”

Mike leads the charge for Own Up’s home advisors. Previously, he worked as SVP at a top-50 national lender and co-founded a student lending and financial advisory firm that originated over $4B in student loans. He aims to empower consumers with resources that level the financial playing field.

Own Up Co-founder Brent Shields smiles at the camera

Brent Shields

Co-founder & CTO

“I believe borrowers should have total confidence that they're not being ripped off.”

Brent is responsible for Own Up’s pioneering technologies. He has worked as a Software Engineer and Technical Lead in a diverse collection of industries. Brent works vigorously to help remove barriers to understanding mortgages.

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Want to work with us?

We think we have a pretty great team (if we do say so ourselves), and we're always on the lookout for talented folks who want to do things a little differently. Check out our Careers page for current openings.
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It pays to shop for the right loan. Whether buying or refinancing, our customers save an average of $27k over the life of their loan.