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Patrick Boyaggi

Founder and CEO

Patrick is the Co-Founder and CEO of Own Up. He has a wealth of experience and knowledge as a mortgage executive.

Before starting Own Up, Patrick was the Senior Vice President at Leader Bank and a Management Consultant at Accenture.

Throughout his career, Patrick has helped tens of thousands of homebuyers secure mortgages in his career. Patrick is passionate about empowering people to improve their financial future using technology and data to offer personalized guidance.

Patrick holds an MBA from Northwestern University’s Kellogg School of Management and a BA from Bates College.

Articles by Patrick Boyaggi

How to Refinance Your Mortgage Without Paying Any Closing Costs

Refinancing a mortgage without paying closing costs is possible, but here's what you need to consider first.

An Interview With Keller Williams Andover CEO Michael Hvizda

As with superheroes, an agent’s origin story often tells of struggle that led to growth. We recently spoke with Michael Hvizda, the CEO of Keller Williams Andover, about his entrepreneurial beginnings, including the failures that enabled him to thrive.

5 Things I Learned from Jonathan Cheever

When we decided to sponsor Jonathan, we were excited to be a supporter of his Olympic journey because of his strong Massachusetts roots and the clear love of his home.

Accelerating Gravity

In the Winter of 2015, I began accepting applications for Raizlabs’ startup incubator, XLR8. The goal of this program was to help nurture the next great Boston area startups and provide them guidance in the areas that Raizlabs excels, namely mobile development, product management and UI/UX.

Why This Own Up Advisor Dedicated His Career To Transparency

We sat down with Own Up advisor, Ethan Bernstein, to share some of his wisdom and insight on standing up for consumers.

Q&A: How Boston City Councilor Josh Zakim Sees Boston’s Housing Market

Read how Councilor Zakim is laser-focused on empowering people in communities across Massachusetts to take ownership over their housing and neighborhoods.

A Chat with Own Up Advisor, Former Massachusetts Commissioner of Banks

Read more about what we learned when we had a brief sit down Q&A with David Cotney, who is on our Board of Advisors.

Announcing Own Up

RateGravity is becoming Own Up. We’re thrilled to announce our new name and excited to continue serving homebuyers with a new brand that better represents our company’s values and mission.

Should I buy a house during a pandemic?

Google searches for 'Should I buy a house?' recently reached an all-time high. Here’s a framework to help think through this important decision:

How to pause your mortgage payments during the Coronavirus crisis

If you suffer a decline in income or lose your job altogether, whether or not you become sick from Coronavirus, you will be eligible for payment relief for up to 12 months without late charges, penalties, or derogatory marks on your credit. Here's how to get the help you need.

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The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.