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Patrick Boyaggi Image


Patrick Boyaggi, CEO an Co-Founder

Founder and CEO

Patrick is the Co-Founder and CEO of Own Up. He has a wealth of experience and knowledge as a mortgage executive.

Before starting Own Up, Patrick was the Senior Vice President at Leader Bank and a Management Consultant at Accenture.

Throughout his career, Patrick has helped tens of thousands of homebuyers secure mortgages in his career. Patrick is passionate about empowering people to improve their financial future using technology and data to offer personalized guidance.

Patrick holds an MBA from Northwestern University’s Kellogg School of Management and a BA from Bates College.

Articles by Patrick Boyaggi

How Long Does Pre-Approval for a Mortgage Last

Own Up's guide sheds light on the duration of mortgage pre-approval, its importance in the home buying process, and how to keep your financial profile updated.

These 5 Tips Will Save You Thousands On A Mortgage

Shopping for your mortgage can save you thousands. Learn how with these five mortgage tips.

The Right Pre-Approval Letter Helps You Get The Home You Want

Learn how a robust pre-approval letter can be your key to securing your dream home with Own Up's enlightening guide. Don't miss out on your perfect home, find out the secrets today!

How do I shop around for a mortgage lender?

Own Up's comprehensive guide on shopping for a mortgage lender. Learn key steps, from understanding your financial situation to comparing lenders, to help you secure the best mortgage rates and terms for your home purchase.

Should You Prepay Your Mortgage?

Considering prepaying your mortgage? Discover the pros and cons of mortgage prepayment and find out if it's the right financial strategy for you. Make your money work smarter, not harder.

The Ultimate Guide to Everything You Need for a Mortgage

We've created a handy checklist. Discover the key documents you'll need, from credit reports to income verification, ensuring a smooth and successful mortgage application.

How Much Mortgage Can I Actually Afford?

Learn how to calculate the mortgage you can afford by considering factors like monthly budget, savings, credit score, and loan terms. Use our tips and resources to confidently navigate the home buying process and make informed financial decisions.

Read This Before Getting Preapproved for a Mortgage

Here's what you need to know about getting pre-approved for a mortgage before kicking off the home buying process.

Why This Own Up Advisor Dedicated His Career To Transparency

We sat down with Own Up advisor, Ethan Bernstein, to share some of his wisdom and insight on standing up for consumers.

What Homebuyers Want to Know: Top Questions From Our Reddit AMA

If you're a home buyer, read these responses to the questions that our customers most wanted to know.


The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.