Author

Patrick Boyaggi, CEO an Co-Founder

Patrick is the Co-Founder and CEO of Own Up. He has a wealth of experience and knowledge as a mortgage executive.

Before starting Own Up, Patrick was the Senior Vice President at Leader Bank and a Management Consultant at Accenture.

Throughout his career, Patrick has helped tens of thousands of homebuyers secure mortgages in his career. Patrick is passionate about empowering people to improve their financial future using technology and data to offer personalized guidance.

Patrick holds an MBA from Northwestern University’s Kellogg School of Management and a BA from Bates College.

Articles by Patrick Boyaggi

News

"It Seems Too Good to Be True, But Don't Be Skeptical"

Allie and Kris were preparing to welcome their second child and were looking to buy a home that could work as their family grew. But because of their “complicated” income they weren’t having luck finding a competitive mortgage rate with their local bank.

News

Why a Real Estate Professional Uses Own Up Herself

We spoke with Eileen Kim, a real estate agent, about how she got into the real estate industry and why she personally uses Own Up.

Research

STUDY: Home buyers are confused about the mortgage process and worried that bias is impacting their outcomes

To get a pulse on how consumers feel about the current housing market, we conducted a survey of 1,000 homeowners and potential buyers in the U.S.

News

Here's How We Helped This First-Time Homebuyer Save $43,000

Thanks to a competitive rate Max received from Own Up, he was able to secure a loan with a significantly lower interest rate than the one he was offered by his original agent-recommended lender.

Mortgage Advisors

How Long Does Pre-Approval for a Mortgage Last

Own Up's guide sheds light on the duration of mortgage pre-approval, its importance in the home buying process, and how to keep your financial profile updated.

Mortgage Advisors

The Right Pre-Approval Letter Helps You Get The Home You Want

Learn how a robust pre-approval letter can be your key to securing your dream home with Own Up's enlightening guide. Don't miss out on your perfect home, find out the secrets today!

Mortgage Comparison

How do I shop around for a mortgage lender?

Own Up's comprehensive guide on shopping for a mortgage lender. Learn key steps, from understanding your financial situation to comparing lenders, to help you secure the best mortgage rates and terms for your home purchase.

Mortgage Advisors

The Ultimate Guide to Everything You Need for a Mortgage

We've created a handy checklist. Discover the key documents you'll need, from credit reports to income verification, ensuring a smooth and successful mortgage application.

Mortgage Advisors

Should You Prepay Your Mortgage?

Considering prepaying your mortgage? Discover the pros and cons of mortgage prepayment and find out if it's the right financial strategy for you. Make your money work smarter, not harder.

News

Why This Own Up Advisor Dedicated His Career To Transparency

We sat down with Own Up advisor, Ethan Bernstein, to share some of his wisdom and insight on standing up for consumers.