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Learn how much home you can afford, and the next steps to take in the process.

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Own Up Staff

Own Up is a privately held, Boston-based fintech startup that is on a mission to make sure every home buyer receives a fair deal on their mortgage by unconditionally empowering individuals with customized data, personalized advice, and unprecedented access to mortgage lenders to create better financial outcomes and simplify the home financing experience.

Articles by Own Up Staff

Introducing Lender Grader, a tool to help borrowers understand the mortgage market

Lender Grader helps you visualize and understand just how much rates vary from lender to lender, and what that might mean for your bottom line.

Meet the team in your corner

Who's behind the scenes of Own Up helping you make your best home financing decisions? Meet some of our Home Advisors who make the magic happen.

The 10 “Best” Home Mortgage Brokers in Boston, MA for 2022

With so many Massachusetts mortgage lenders, and 17,000+ options across the country, here are the top 10 mortgage lenders by volume in Massachusetts.

The Gender Gap: Women Pay More For Their Mortgage Than Men

Women in the U.S. overpay on their mortgages in 49 of the 50 states. Here are the states and why women may be paying more for their mortgages than men.

The Biggest Secret in Homeownership

Don't overlook the market spread of interest rates and how it's funneling millions of dollars to banks and mortgage companies. Shop around and get a low rate.

VA Closing Costs

Learn more about how closing costs can change for VA loans.

Refinancing After the COVID-19 Mortgage Forbearance Program

While the CARES Act mortgage forbearance program helped many Americans manage their mortgage payments during COVID-19 challenges, refinancing may help reduce future financial hardships.

Written Verification of Income (VOE)

Learn how written verification of income (VOE) factors into the mortgage process.

Mortgage Refinancing 101

Refinancing your mortgage can be a good way to save money. Here's what you need to know about mortgage refinancing.

Mortgage Insurance 101

Grasp the concept of mortgage insurance with Own Up's straightforward guide. Shedding light on what it means, why it matters, and how it impacts your homeownership journey.


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The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.