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Author

Frank Luisi

Frank is a VP at Own Up where he is responsible for business development and launching new products. He is a licensed property/casualty and title insurance producer. Previously, Frank ran consumer credit divisions in both student and personal loans. Frank holds an MBA from the University of Virginia and an undergraduate degree from Colgate University.

Articles by Frank Luisi

First Home Loan

Are Buyer's Agents Worth It?

Six practical reasons to hire a buyer's agent: local market insight, off-market access, smarter negotiations, streamlined showings and post-offer support.

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Mortgage Advisors

How Credit Scores Affect Mortgage Options

See how your credit score shapes mortgage access and rates, practical tips and options to raise your score and get a better mortgage.

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News & Research

2023 VA Loan Study: Rate Disparities & Trends

2023 update to HMDA-backed study revealing wide VA loan rate and fee disparities, see how Veterans may overpay and why shopping lenders can save thousands.

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News & Research

Home Renovation ROI: 9 Popular Projects

Compare ROI for 9 common renovations, find which projects recoup the most (garage door, hardwood, windows) to prioritize remodel spending.

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Mortgage Advisors

Should You Refinance Your Auto Loan?

Know when refinancing your car loan lowers costs, plus key signs, hidden fees to watch, and how to compare lenders for a better rate.

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Mortgage Advisors

Personal Loans: What to Know Before You Apply

Straightforward guide to personal loans—rates, fees, risks, red flags and alternatives—so you can compare offers and reduce borrowing costs.

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First Home Loan

How Credit Scores Affect Mortgage Rates When Buying

Why different credit scores matter for mortgages, which scores lenders use, and how small score gaps can change your loan rate and total cost.

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First Home Loan

Do You Need a Real Estate Agent to Buy a House? When to Hire

Decide if hiring a realtor fits your situation—save on commission or avoid legal and negotiation risks with clear pros, cons, and scenarios.

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First Home Loan

How To Choose the Right Real Estate Agent

7 clear steps to pick an agent who matches your neighborhood, budget, and goals—use data, check qualifications, and avoid dual agency.

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The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.