News & Research
Here you can keep up with information and regulations that may affect your homebuying process, mortgage or refinancing options, as well as check out our research recaps of the most recent and relevant studies to the mortgage and real estate markets.

VA Loan Data Study Overview: 2023 Update
One group of borrowers that is negatively impacted by the nefarious behavior of certain mortgage lenders are US Veterans. Here's how.

STUDY: Home buyers are confused about the mortgage process and worried that bias is impacting their outcomes
To get a pulse on how consumers feel about the current housing market, we conducted a survey of 1,000 homeowners and potential buyers in the U.S.

The Cheapest States to Buy and Own a House
Looking for a cost efficient place to buy a home? Here are the top 9 states that have the most affordable home prices in the US.
"It Seems Too Good to Be True, But Don't Be Skeptical"
Allie and Kris were preparing to welcome their second child and were looking to buy a home that could work as their family grew. But because of their “complicated” income they weren’t having luck finding a competitive mortgage rate with their local bank.
Why a Real Estate Professional Uses Own Up Herself
We spoke with Eileen Kim, a real estate agent, about how she got into the real estate industry and why she personally uses Own Up.
STUDY: Home buyers are confused about the mortgage process and worried that bias is impacting their outcomes
To get a pulse on how consumers feel about the current housing market, we conducted a survey of 1,000 homeowners and potential buyers in the U.S.
Here's How We Helped This First-Time Homebuyer Save $43,000
Thanks to a competitive rate Max received from Own Up, he was able to secure a loan with a significantly lower interest rate than the one he was offered by his original agent-recommended lender.
The Gender Gap: Women Pay More For Their Mortgage Than Men
Women in the U.S. overpay on their mortgages in 49 of the 50 states. Here are the states and why women may be paying more for their mortgages than men.
The Cheapest States to Buy and Own a House
Looking for a cost efficient place to buy a home? Here are the top 9 states that have the most affordable home prices in the US.
Why This Own Up Advisor Dedicated His Career To Transparency
We sat down with Own Up advisor, Ethan Bernstein, to share some of his wisdom and insight on standing up for consumers.
The Impending Housing Crisis and Why the US Government Will Need to Bailout the Mortgage Industry...Again
There are many segments of the economy that are coming under fire as society continues to deal with the disruption caused by COVID-19, but none are bigger or more important to the US economy than the housing industry, which is exactly why the government is going to need to save it from collapsing.
Should I buy a house during a pandemic?
Google searches for 'Should I buy a house?' recently reached an all-time high. Here’s a framework to help think through this important decision:
Q&A: How Boston City Councilor Josh Zakim Sees Boston’s Housing Market
Read how Councilor Zakim is laser-focused on empowering people in communities across Massachusetts to take ownership over their housing and neighborhoods.