News & Research
Here you can keep up with information and regulations that may affect your homebuying process, mortgage or refinancing options, as well as check out our research recaps of the most recent and relevant studies to the mortgage and real estate markets.
2023 VA Loan Study: Rate Disparities & Trends
2023 update to HMDA-backed study revealing wide VA loan rate and fee disparities, see how Veterans may overpay and why shopping lenders can save thousands.
Study: Homebuyers Confused About Mortgages and Bias
Survey: homebuyers are confused, fear bias, and often overpay. Own Up provides transparent, anonymous mortgage offers plus unbiased guidance.
Most Affordable States to Buy and Own a Home
Find the 12 U.S. states where buying and owning a home is most affordable, ranked by price, living costs and median income to show where your dollar goes furthest.
Getting a 30-Year Fixed Mortgage With Nontraditional Income
Allie & Kris had complex income—Own Up matched them to a 30-year fixed mortgage, saving $17K and securing their forever home.
Why a Real Estate Agent Uses Own Up
Real estate agent Eileen Kim shares why she trusts Own Up to secure best-fit mortgages for clients and herself, saving borrowers tens of thousands.
Study: Homebuyers Confused About Mortgages and Bias
Survey: homebuyers are confused, fear bias, and often overpay. Own Up provides transparent, anonymous mortgage offers plus unbiased guidance.
How a First-Time Buyer Saved $43,000 on Their Mortgage
First-time buyer saved $43,000 after Own Up found a 0.5% lower rate and helped negotiate lower interest and closing costs.
Women Pay More Than Men on Mortgage Rates
HMDA finds women pay higher mortgage rates across most states. Own Up's anonymous, pre-negotiated marketplace delivers fairer, lower-cost loan offers.
Most Affordable States to Buy and Own a Home
Find the 12 U.S. states where buying and owning a home is most affordable, ranked by price, living costs and median income to show where your dollar goes furthest.
Ethan Bernstein On Mortgage Transparency & Consumer Rights
Harvard's Ethan Bernstein on why mortgage transparency matters, how startups can help, and three practical tips to shop smarter for a better home loan.
Why the US May Need to Bail Out the Mortgage Market
Why undercapitalized loan servicers fronting COVID forbearance payments may force a government bailout, and how that would impact the U.S. housing market.
Buying a House During a Pandemic: Pros, Cons & Advice
Clear framework to decide if now’s right to buy: weigh low rates, market risk & job security — plus free personalized mortgage quotes and advisors.
Boston City Councilor Josh Zakim On The Housing Market
Boston Councilor Josh Zakim shares how co‑ops, policy and programs can expand homeownership and stabilize Boston neighborhoods.