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First Home Loan

Navigating the home-buying process can be tricky – especially if you’ve never done it before. The resources in this section will guide first-time homebuyers through the experience by tackling loan types, cost considerations, required documentation, contract terms, and more.

A Guide to Buying Your First Home

A Guide to Buying Your First Home

Essential tips and insights for first-time home buyers in our comprehensive guide, covering everything from financial preparation to closing the deal on your dream home.

P&S Agreement (also known as SPA): All You Need to Know

P&S Agreement (also known as SPA): All You Need to Know

To ease stress in your home buying experience read this comprehensive guide to breaking down your P&S agreement.

Questions To Ask When Buying A House

Questions To Ask When Buying A House

The key questions you should ask your real estate agent, the seller or their agent, your home inspector and your mortgage lender before buying a home.

P&S Agreement (also known as SPA): All You Need to Know

To ease stress in your home buying experience read this comprehensive guide to breaking down your P&S agreement.

Questions To Ask When Buying A House

The key questions you should ask your real estate agent, the seller or their agent, your home inspector and your mortgage lender before buying a home.

Understanding "Cash to Close:" Your Key to a Smooth Home Purchase

“Cash to close” is the total amount of money you’ll need to come up with to close on a new home.

Property Taxes at Closing: Who Bears the Burden?

Property taxes are typically prorated during a home sale, with the buyer and seller each paying a portion.

Solving the Real Estate Puzzle: The Integral Role of Agents in Property Transactions

Real estate agents are in a unique position to help home buyers and sellers alike – here’s how.

How Long Does it Take to Refinance Your Home? What to Expect from Start to Finish

The refinancing process typically takes 30 to 60 days, but it could be longer if you run into a delay.

How To Make An Offer On A House

Deciding how to come up with the right first offer on a house can be challenging. Here's everything you need to know to come up with your first offer.

A Comprehensive Guide to Georgia First-Time Homebuyer Assistance Programs

Georgia has multiple down payment assistance programs that cater to different geographic areas, professions and levels of need.

Mortgage Repayment Best Practices

Staying current with your mortgage payments is critical. Learn tips for staying on track and how early repayment options could help you save money over time.

When is the Best Time to Buy a House?

Decoding the housing market can be challenging when inventory is low and prices are high. On that note: Is there a preferred time to buy?

Disclaimer

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.