Author

Dan Silva

Vice President, Marketplace Lending

Dan is the Vice President of Marketplace Lending at Own Up. Throughout his career, he has held executive leadership positions in the mortgage and banking industry.

Dan possesses a deep understanding of mortgages and residential lending. He leverages his expertise to help improve financial outcomes for homebuyers and supports the team of home advisors at Own Up.

He strongly believes in Own Up's mission to help people avoid overpaying for their mortgages and is dedicated to making mortgage shopping and comparison easy for all customers.

Dan earned a BA in Business Economics from Eastern Connecticut State University.

Articles by Dan Silva

First Home Loan

Complete Home Inspection Checklist for Buyers

Room-by-room home inspection checklist to spot costly issues, ask the right questions, and protect your offer with steps to save money and avoid surprises.

First Home Loan

Purchase and Sale Agreement: What Buyers Need to Know

Understand Purchase & Sale agreements: key terms, common contingencies, and how they protect your rights so you can buy your home with confidence.

First Home Loan

Buying a House Checklist: 11 Steps to Homeownership

An 11-step homebuying checklist that guides you from financial checkup and mortgage pre-approval to inspection and closing—buy smarter, avoid surprises.

First Home Loan

New Home Checklist: Essential Items to Buy

An essential new-home shopping checklist: moving must-haves, safety gear, cleaning supplies, toolkit, kitchen & bathroom items to help you settle in.

Mortgage Advisors

How to Shop for a Home Loan: 9 Tips

Shop mortgages smarter: 9 practical tips to compare lenders, boost credit, negotiate terms, and get pre-approved to buy within your budget.

First Home Loan

How and When to Back Out of an Executed Real Estate Contract

Understand when you can legally walk away from an executed home contract, the risks and steps to limit costs, and practical alternatives to canceling.

First Home Loan

Pending Status in Real Estate: What It Means

Understand 'pending' real estate status—what it means, typical timelines, why deals fall through, and when you can submit a backup offer.

Mortgage Advisors

How HOA Fees Impact Your Home's Affordability

Understand HOA fees, typical costs and special assessments—avoid surprise bills and see how they affect your monthly budget and home affordability.

Mortgage Advisors

Mortgage Prequalification Vs Preapproval: Key Differences

Understand mortgage prequalification vs. preapproval, which strengthens offers, when to get each, and how they help you win homes and close faster.

First Home Loan

Home Buying Contingencies: What They Mean & Why They Matter

Understand real estate contingencies—what they are, 4 main types, and how they protect buyers/sellers so you can negotiate safer, smarter offers.