Author

Dan Silva

Vice President, Marketplace Lending

Dan is the Vice President of Marketplace Lending at Own Up. Throughout his career, he has held executive leadership positions in the mortgage and banking industry.

Dan possesses a deep understanding of mortgages and residential lending. He leverages his expertise to help improve financial outcomes for homebuyers and supports the team of home advisors at Own Up.

He strongly believes in Own Up's mission to help people avoid overpaying for their mortgages and is dedicated to making mortgage shopping and comparison easy for all customers.

Dan earned a BA in Business Economics from Eastern Connecticut State University.

Articles by Dan Silva

Mortgage Advisors

Mortgage Prepaids Explained: What They Cost

Understand mortgage prepaids, what they cover, how lenders calculate them, and practical ways to lower what you'll owe at closing.

Mortgage Advisors

Hybrid Mortgages Explained: Pros, Cons, How They Work

Get clear guidance on hybrid mortgages—how fixed intro rates, rate caps, and adjustments can lower payments now or raise costs later.

Mortgage Advisors

FHA Loan Guide: Benefits, Requirements and How to Apply

Discover how FHA loans enable homeownership with 3.5% down and looser credit rules, plus key costs, limits, and step-by-step application guidance.

First Home Loan

Mortgage Down Payment: What It Is And How Much To Save

Know how much to save for a mortgage down payment, explore low‑down options (FHA/VA/USDA), and learn how to choose the right amount for your budget.

First Home Loan

North Carolina First-Time Homebuyer Grants & Assistance

North Carolina first-time buyers: compare statewide, local, and employer down payment programs offering up to $80K+ and find options you may qualify for.

First Home Loan

First-Time Homebuyer Assistance in Georgia

Compare Georgia first-time homebuyer programs — eligibility, max aid (up to $25,000), and how to apply so you save on down payment & closing costs.

First Home Loan

When is the Best Time to Buy a House?

Decoding the housing market can be challenging when inventory is low and prices are high. On that note: Is there a preferred time to buy?

First Home Loan

What Is Freddie Mac and How It Affects Your Mortgage

Understand how Freddie Mac shapes mortgage availability and rates—use county loan limits and conforming rules to find more affordable home loans.

First Home Loan

Mortgage Credit Certificate Guide for First-Time Homebuyers

See how mortgage tax credits (MCCs) can cut federal taxes, often 20-40% of mortgage interest, and lower monthly payments, who qualifies, fees & next steps.

Mortgage Advisors

Annual Mortgage Checkup: Save Money and Review Terms

Get an annual mortgage checkup to uncover savings, drop PMI, refinance at a lower rate, and align your loan with your life and financial goals.