Author

Dan Silva

Vice President, Marketplace Lending

Dan is the Vice President of Marketplace Lending at Own Up. Throughout his career, he has held executive leadership positions in the mortgage and banking industry.

Dan possesses a deep understanding of mortgages and residential lending. He leverages his expertise to help improve financial outcomes for homebuyers and supports the team of home advisors at Own Up.

He strongly believes in Own Up's mission to help people avoid overpaying for their mortgages and is dedicated to making mortgage shopping and comparison easy for all customers.

Dan earned a BA in Business Economics from Eastern Connecticut State University.

Articles by Dan Silva

First Home Loan

Your Down Payment Explained

What exactly is a down payment, and how much do I need to save? We address these questions and more right here.

First Home Loan

Are you a North Carolina First-Time Homebuyer? Discover Grants and Assistance Programs That Can Help

Did you know that North Carolina homebuyers have access to statewide, local, and even employer-sponsored down payment assistance?

Mortgage Comparison

Should You Get a Fixed Rate or Adjustable Rate Mortgage? What to Know Before Deciding

Choosing between a fixed-rate or an adjustable-rate mortgage can be tough. Learn the facts about this important decision.

First Home Loan

A Comprehensive Guide to Georgia First-Time Homebuyer Assistance Programs

Georgia has multiple down payment assistance programs that cater to different geographic areas, professions and levels of need.

First Home Loan

Mortgage Repayment Best Practices

Staying current with your mortgage payments is critical. Learn tips for staying on track and how early repayment options could help you save money over time.

First Home Loan

When is the Best Time to Buy a House?

Decoding the housing market can be challenging when inventory is low and prices are high. On that note: Is there a preferred time to buy?

First Home Loan

What is Freddie Mac and How Does it Influence Your Home Loan?

Did you know your mortgage lender may not be the only entity involved in your home purchase? Freddie Mac and the federal government may also play a role.

First Home Loan

A Comprehensive Guide to Pennsylvania’s First-Time Homebuyer Grants and Assistance Programs

Pennsylvania residents can access financial assistance with downpayment and closing costs through multiple government, lending and non-profit programs.

First Home Loan

Guide to Mortgage Tax Credits: A First-Time Home Buyer’s Advantage

Did you know you may qualify for a tax deduction if you are a first-time homebuyer?

Mortgage Advisors

Why You Should Do an Annual Mortgage Checkup

If you aren’t happy with the conditions of your mortgage loan, you may be able to refinance or renegotiate your loan terms. Consider an annual mortgage checkup with your mortgage advisor.