Author
Marianne Hayes, Personal Finance Writer
Marianne Hayes is a longtime freelance writer who's been covering personal finance and home ownership for over a decade. She has written for CNBC, Redbook, Cosmopolitan, Good Housekeeping and more. Marianne lives in Tampa with her three daughters and two miniature Dachshunds.
Articles by Marianne Hayes
Refinancing for a Lower Interest Rate: How Much Can You Save?
Refinancing and locking in a lower mortgage rate can save you a significant amount of money in the long run. Explore how mortgage refinancing can help your personal finances.
Refinancing for Retirement: Is It a Smart Move?
Refinancing your mortgage loan could be part of your comprehensive retirement strategy. Here's a look at whether this could be a smart move for retirees.
Should You Refinance Before the Holidays? Timing Your Cash-Out Refinance Right
Refinancing your mortgage loan now could help free up cash to put toward holiday expenses. Learn how to determine if a cash-out refinance could make sense for you.
Cash-Out Refinancing FAQs: 11 Answers to Your Top Questions
Here are 11 questions to ask yourself before deciding if a cash-out refinance is the right type of mortgage refinance loan for you.
Cash-Out Refinancing vs. Home Equity Loans: Which Is Right for You?
Cash-out refinancing and home equity loans both allow you to borrow against your equity, but they each have unique pros and cons
How Your Credit Score Affects Refinancing Your Mortgage
If you’re thinking about refinancing your mortgage, your credit score will play an important role.
Understanding the Costs of Refinancing Your Mortgage
Refinancing a mortgage can save you money over time, but you may have to pay some upfront expenses. Learn more about the costs of refinancing a home.
How Do Real Estate Agents Get Paid?
Real Estate Agent fees used to be customarily paid by the home seller and range from around 4% to 6% of the sale price.
Amortization Schedules: How Your Mortgage Payments Work
An amortization schedule breaks down important details about your mortgage payments, like how much you’re paying toward interest.
How Long Does It Take to Refinance?
The refinancing process typically takes 30 to 60 days, but it could be longer if you run into a delay.