Author

Dan Silva

Vice President, Marketplace Lending

Dan is the Vice President of Marketplace Lending at Own Up. Throughout his career, he has held executive leadership positions in the mortgage and banking industry.

Dan possesses a deep understanding of mortgages and residential lending. He leverages his expertise to help improve financial outcomes for homebuyers and supports the team of home advisors at Own Up.

He strongly believes in Own Up's mission to help people avoid overpaying for their mortgages and is dedicated to making mortgage shopping and comparison easy for all customers.

Dan earned a BA in Business Economics from Eastern Connecticut State University.

Articles by Dan Silva

Mortgage Advisors

How to Qualify for a Mortgage: Credit, DTI & Docs

Prepare to qualify for a mortgage with actionable steps on credit, DTI, down payment, documents and lender options to boost your approval odds.

First Home Loan

First-Time Homebuyer Checklist: 7 Essential Steps

Step-by-step checklist and readiness signs for first-time buyers—budgeting, credit, pre-approval, mortgage shopping, and closing tips to buy confidently.

First Home Loan

Purchase and Sale Agreement (P&S): What It Covers

Understand the Purchase & Sale agreement—key terms, common contingencies, and how to protect your home purchase from costly surprises.

Mortgage Advisors

Buy a House Contingent on Selling Yours: How It Works

Strategies for buying a home contingent on selling yours—contingency clauses, bridge loans, kick-out options and tips to make your offer competitive.

Mortgage Advisors

3 Ways Mortgage Pre-Approval Fails Homebuyers

How single-lender pre-approvals, hard credit pulls, and manual gatekeepers limit you, plus steps to protect your score, expand options, and speed approval.

Mortgage Advisors

Mortgage Terms Explained: Conforming, Jumbo, FHA & More

Understand mortgage terms—conforming, jumbo, government, subprime—in plain English so you can compare loans and feel confident in financing.

First Home Loan

8 Homebuying Myths Debunked by 3 Boston Real Estate Agents

Boston buyers: 3 agents debunk 8 homebuying myths and give clear tips on offers, down payments, bidding wars, inspections, and closing costs.

First Home Loan

How To Buy Your First Home: Step-By-Step Guide

7-step roadmap for first-time buyers: assess finances, get pre-approved, shop mortgages, and close confidently with Own Up's practical homebuying guidance.

First Home Loan

Mortgage Preapproval: What It Is & How to Get One

Show sellers you're serious: get mortgage preapproval to confirm how much you can borrow, speed up closing, and gain an advantage in hot markets.

First Home Loan

How To Cancel PMI: Remove Private Mortgage Insurance

Stop paying PMI sooner: six practical ways—extra payments, appraisal, refinance, or lender cancellation—to lower costs and build equity faster.