Own Up
How it worksAbout
Resources

Learning Center

The know-how you need to navigate home financing.

Explore our learning center

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Affordability calculator

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

Find your rate range

For Realtors

Learn how Own Up can save your clients time and money.

Learn more

ReviewsFAQ
Andrew Tavin headshot

Author

Andrew Tavin, Personal Finance Writer

Andrew Tavin is a personal finance writer who covers a wide-range of financial topics from home lending to personal loans. His work has been published across several personal finance sites, including Own Up, OppU, and Discover.

Tavin’s experience as a comedian lends an approachable and entertaining angle to his content, making his articles easy to understand and jargon-free. He has created educational and humorous content for a variety of media outlets such as BrainPOP and the National Retail Federation. His work has also been cited by Wikipedia, Crunchbase, and Hacker News.

Tavin is a Certified Financial Education Instructor through the National Financial Educators Council. He graduated with a Bachelor of Fine Arts in TV Writing from New York University’s Tisch School of the Arts.

Articles by Andrew Tavin

Monthly Housing Expenses: The True Cost of Home Ownership

Understand the nuances of your monthly housing expenses; learn about mortgage payments, insurance, property taxes, and how to manage these costs effectively for a secure and comfortable living situation.

Do Mortgage Lenders Treat Second Homes Differently?

A second property can offer passive income, but mortgage approval may be a challenge.

What Are Crypto-backed Mortgages and How Do They Work?

There's a lot of talk and confusion around cryptocurrency. Here's a look at their role in the mortgage marketplace.

How Does a Mortgage Calculator Work?

Learn about the different parts of a mortgage calculator and how you can use it to figure out your monthly costs.

Is Now the Right Time to Refinance My Mortgage?

Mortgage refinancing isn’t always a silver bullet but it can be a big help.

How to Get a Great VA Loan Rate

If VA mortgage rates are supposed to be reasonable, then why doesn’t it seem that way?

Your Down Payment Explained

What exactly is a down payment, and how much do I need to save? We address these questions and more right here.

Should You Get a Fixed Rate or Adjustable Rate Mortgage? What to Know Before Deciding

Choosing between a fixed-rate or an adjustable-rate mortgage can be tough. Learn the facts about this important decision.

When is the Best Time to Buy a House?

Decoding the housing market can be challenging when inventory is low and prices are high. On that note: Is there a preferred time to buy?

Buying A House Without A Realtor

There are many good reasons to use a real estate agent when buying a home – but here’s what you need to know if you’re going to buy a house without a realtor.

Disclaimer

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.