News and Research
Here you can keep up with information and regulations that may affect your homebuying process, mortgage or refinancing options, as well as check out our research recaps of the most recent and relevant studies to the mortgage and real estate markets.

VA Loan Data Study Overview: 2023 Update
One group of borrowers that is negatively impacted by the nefarious behavior of certain mortgage lenders are US Veterans. Here's how.
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STUDY: Home buyers are confused about the mortgage process and worried that bias is impacting their outcomes
To get a pulse on how consumers feel about the current housing market, we conducted a survey of 1,000 homeowners and potential buyers in the U.S.
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The Cheapest States to Buy and Own a House
Looking for a cost efficient place to buy a home? Here are the top 9 states that have the most affordable home prices in the US.
Read moreWhat Homebuyers Want to Know: Top Questions From Our Reddit AMA
If you're a home buyer, read these responses to the questions that our customers most wanted to know.
Read moreWhat happens on Own Up's review call?
While other online lenders offer the chance to speak with a licensed advisor, Own Up requires a 7-minute Review Call. Why? Because the end goal is not about getting a loan, it is about getting the right loan for you. Isn’t that worth 7 minutes?
Read moreVA Loan Data Study Overview: 2023 Update
One group of borrowers that is negatively impacted by the nefarious behavior of certain mortgage lenders are US Veterans. Here's how.
Read moreIntroducing Lender Grader, a tool to help borrowers understand the mortgage market
Lender Grader helps you visualize and understand just how much rates vary from lender to lender, and what that might mean for your bottom line.
Read moreAccelerating Gravity
In the Winter of 2015, I began accepting applications for Raizlabs’ startup incubator, XLR8. The goal of this program was to help nurture the next great Boston area startups and provide them guidance in the areas that Raizlabs excels, namely mobile development, product management and UI/UX.
Read moreMeet the team in your corner
Who's behind the scenes of Own Up helping you make your best home financing decisions? Meet some of our Home Advisors who make the magic happen.
Read moreROI of 9 Popular Home Renovations
Find out what home improvements will provide you with the most long term benefits. Get ready to make some updates!
Read more“Just hear us out. Don’t do big box. Go local, and go with Own Up.”
A common misconception people have when buying a home is that the bigger the mortgage company, the better the access to competitive rates and 24-hour customer service. But Emily and Evan found out that their big mortgage company wasn’t nearly as efficient as they hoped.
Read moreHonest About Money
One of the core tenants of our business is that we’re honest about money. This means that we tell our customers how we much we are paid and what it means to them. We do so because transparency is the foundation of a trustworthy relationship.
Read more4 Tips for a Stress-Free Homebuying Experience
Nervous about your upcoming house hunt? Here are some easy ways to take the stress out of your home buying process.
Read more"It Seems Too Good to Be True, But Don't Be Skeptical"
Allie and Kris were preparing to welcome their second child and were looking to buy a home that could work as their family grew. But because of their “complicated” income they weren’t having luck finding a competitive mortgage rate with their local bank.
Read moreWhy a Real Estate Professional Uses Own Up Herself
We spoke with Eileen Kim, a real estate agent, about how she got into the real estate industry and why she personally uses Own Up.
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