We're your mortgage co-pilot
Own Up provides you with unbiased expertise that leads to better financial outcomes. Here, we provide a general overview of the Own Up shopping experience. The services and steps available to you depend on your unique situation, and the options you select. Some customers work with an Own Up Home Advisor; others may be connected directly with a participating lender or partner, and the experience may differ.
Build your profile
Secure & Confidential
Create your free personalized profile in just 5 minutes. It's completely anonymous and your information is never sold.
No SSN or hard credit inquiries
We deliver personalized loan offers without requiring a SSN. We only do a soft inquiry.
Meet your home advisor
Buying a home is likely the biggest financial transaction of your life. It can be stressful, so our expert home advisors are here for you.
Unbiased advice
We discuss your goals and what to expect during the process — it's not a sales call and there’s no obligation.
Insight tools
You can leverage our powerful tools like mortgage calculators and look through insightful articles - We help you work smarter not harder.
Find the right loan for you
Curated lender network
Top-rated lenders in our network compete for your business.
The power of choice
We show you multiple lender options as we see them.
We are on your side
You choose a lender that best fits your homebuying needs and start savings now!
Already have a loan offer?
We can help.
Compare offers
See how your loan offer compares to actual pre-qualified loan offers from the top-rated lenders in our network.
Get better terms
We can help you negotiate better terms with your lender, saving you thousands.
Need more knowledge?
Check out our FAQs