News & Research
Here you can keep up with information and regulations that may affect your homebuying process, mortgage or refinancing options, as well as check out our research recaps of the most recent and relevant studies to the mortgage and real estate markets.
2023 VA Loan Study: Rate Disparities & Trends
2023 update to HMDA-backed study revealing wide VA loan rate and fee disparities, see how Veterans may overpay and why shopping lenders can save thousands.
Study: Homebuyers Confused About Mortgages and Bias
Survey: homebuyers are confused, fear bias, and often overpay. Own Up provides transparent, anonymous mortgage offers plus unbiased guidance.
Most Affordable States to Buy and Own a Home
Find the 12 U.S. states where buying and owning a home is most affordable, ranked by price, living costs and median income to show where your dollar goes furthest.
COVID-19's Impact on FHA and VA Home Loans
How COVID-19 squeezed FHA and VA loan markets - why rates and availability are rising and what borrowers with low credit or down payments can expect.
COVID-19 Makes Home Loans Harder For Veterans
COVID-19 raised VA loan costs. Own Up helps veterans compare lenders, find lower rates and save thousands — with no hard credit check.
Patrick Boyaggi Discusses Own Up on Creating Wealth Podcast
Own Up CEO Patrick Boyaggi shares how Own Up finds borrowers better mortgage options anonymously without hard credit checks for better financial outcomes
RateGravity Is Now Own Up: Name Change
RateGravity is now Own Up - a consumer-first mortgage brand that simplifies home financing and helps buyers save time and money.
Interview: Michael Hvizda, Keller Williams Andover CEO
Michael Hvizda explains how persistence, BOLD training, and community-first strategies turned setbacks into a thriving real estate business.
Q&A: David Cotney, Former Massachusetts Commissioner of Banks
David Cotney, former MA Commissioner of Banks, explains consumer protections, local-lender benefits, NMLS impact, and practical homebuying tips.
5 Lessons From Olympic Snowboarder Jonathan Cheever
Five life lessons from Olympic snowboarder Jonathan Cheever—humility, focus, training to failure, balance, and gratitude to boost your resilience.