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Mortgage Advisors

Not sure what a Mortgage Advisor is? You’ve come to the right place. Learn how Mortgage Advisors can help new and experienced homebuyers navigate the loan financing process in addition to other types of fees that can impact the overall affordability of the home.

How to Choose a Mortgage Advisor: What to Look For

How to Choose a Mortgage Advisor: What to Look For

Find the right mortgage advisor: key traits, questions to ask, fee transparency and red flags to save money and stress in your home-buying process.

Should You Refinance Your Auto Loan?

Should You Refinance Your Auto Loan?

Know when refinancing your car loan lowers costs, plus key signs, hidden fees to watch, and how to compare lenders for a better rate.

Personal Loans: What to Know Before You Apply

Personal Loans: What to Know Before You Apply

Straightforward guide to personal loans—rates, fees, risks, red flags and alternatives—so you can compare offers and reduce borrowing costs.

Should You Refinance Your Auto Loan?

Know when refinancing your car loan lowers costs, plus key signs, hidden fees to watch, and how to compare lenders for a better rate.

Personal Loans: What to Know Before You Apply

Straightforward guide to personal loans—rates, fees, risks, red flags and alternatives—so you can compare offers and reduce borrowing costs.

Buy a House Contingent on Selling Yours: How It Works

Strategies for buying a home contingent on selling yours—contingency clauses, bridge loans, kick-out options and tips to make your offer competitive.

How Long Is Mortgage Pre-Approval Valid?

Most mortgage pre-approvals last about 60-90 days, know what can change them and how OwnUp helps refresh your pre-approval to keep offers competitive.

Refinancing After COVID-19 Mortgage Forbearance

Refinance after COVID forbearance is often possible. Conventional loans may qualify after 3 consecutive payments; requirements vary by loan type.

When a Conventional Mortgage Doesn't Work: Alternatives

If a conventional loan won't fit, get clear guidance on non-QM and hard-money options: their costs, risks, and when they make sense.

3 Ways Mortgage Pre-Approval Fails Homebuyers

How single-lender pre-approvals, hard credit pulls, and manual gatekeepers limit you, plus steps to protect your score, expand options, and speed approval.

Mortgage Insurance Guide: What It Is & How It Works 2025

Get clarity on mortgage insurance: costs, PMI vs FHA/USDA, cancellation rules, and when paying it still helps you buy a home.

Voluntary Liens: What They Are And How They Work

Understand voluntary liens - what they mean for your mortgage, credit, and home sale, so you can buy or refinance with confidence.

How to Choose the Right Mortgage Lender for Home Buyers

Choose the right mortgage lender with practical tips, questions to ask, and how to compare rates so you secure better terms and a smoother preapproval.

Disclaimer

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.