Refinancing After the COVID-19 Mortgage Forbearance Program
While the CARES Act mortgage forbearance program helped many Americans manage their mortgage payments during COVID-19 challenges, refinancing may help reduce future financial hardships.
Why Appraisals are Taking Longer Than Ever
An appraisal is a report prepared by a professional appraiser that sets forth an unbiased opinion of value. This report is used by the lender to assure the market value of the property you are buying meets or exceeds the price you have agreed to pay.
Your Credit Score and Your Financial Well Being
Your credit score is a measure of your credit worthiness and helps lenders determine how likely you are to default on your loan. There is more than one way to calculate your credit score and many different companies that perform this task. FICO is one of the most well-known companies.
7 Personal Finance Tips You Need to Know
Do you consider yourself financially literate? Shockingly, two-thirds of Americans weren’t able to pass a financial literacy test. Even worse, a recent survey found that many Americans could not cover a $1,000 surprise expense without going into debt.
How to Buy a House Contingent on Selling Yours?
What is a sale contingency when submitting an offer to buy a home?
What You Need To Know About Coronavirus Related Student Loan Relief
The recently signed $2.2 trillion Coronavirus Aid Relief and Economic Security (CARES) Act includes student loan interest and payment suspension until September 30, 2020.
Considering A Personal Loan? Here’s What You Need To Know
When tough times hit, people often turn to personal loans to consolidate stay ahead of bills. If you're considering a personal loan, here's what you need to know.
Create a Personal Cash Stimulus by Actively Managing Your Debt
It’s easy to view debt as outside of your control because it is money owed, instead of money earned or held. Don't overlook your options to unlock cost-savings opportunities.
Which Home Lender Institution is Best for You?
Dive into Own Up's vibrant guide that decodes the diverse world of mortgage lenders. Unravel the intricacies of different types of lenders and steer your home buying journey with confidence.
Understanding Closing Costs
Learn about the various fees and expenses that make up closing costs, helping you plan and manage your budget for a successful home purchase.