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Mortgage Advisors

Refinancing After the COVID-19 Mortgage Forbearance Program

While the CARES Act mortgage forbearance program helped many Americans manage their mortgage payments during COVID-19 challenges, refinancing may help reduce future financial hardships.

Why Appraisals are Taking Longer Than Ever

An appraisal is a report prepared by a professional appraiser that sets forth an unbiased opinion of value. This report is used by the lender to assure the market value of the property you are buying meets or exceeds the price you have agreed to pay.

Your Credit Score and Your Financial Well Being

Your credit score is a measure of your credit worthiness and helps lenders determine how likely you are to default on your loan. There is more than one way to calculate your credit score and many different companies that perform this task. FICO is one of the most well-known companies.

7 Personal Finance Tips You Need to Know

Do you consider yourself financially literate? Shockingly, two-thirds of Americans weren’t able to pass a financial literacy test. Even worse, a recent survey found that many Americans could not cover a $1,000 surprise expense without going into debt.

How to Buy a House Contingent on Selling Yours?

What is a sale contingency when submitting an offer to buy a home?

What You Need To Know About Coronavirus Related Student Loan Relief

The recently signed $2.2 trillion Coronavirus Aid Relief and Economic Security (CARES) Act includes student loan interest and payment suspension until September 30, 2020.

Considering A Personal Loan? Here’s What You Need To Know

When tough times hit, people often turn to personal loans to consolidate stay ahead of bills. If you're considering a personal loan, here's what you need to know.

Create a Personal Cash Stimulus by Actively Managing Your Debt

It’s easy to view debt as outside of your control because it is money owed, instead of money earned or held. Don't overlook your options to unlock cost-savings opportunities.

Which Home Lender Institution is Best for You?

Dive into Own Up's vibrant guide that decodes the diverse world of mortgage lenders. Unravel the intricacies of different types of lenders and steer your home buying journey with confidence.

Understanding Closing Costs

Learn about the various fees and expenses that make up closing costs, helping you plan and manage your budget for a successful home purchase.

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The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.