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Learn how much home you can afford, and the next steps to take in the process.

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Get the range of rates for your borrowing scenario across thousands of lenders.

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For Realtors

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Mortgage Advisors

How Your Income Impacts Your Ability to Get a Home Loan

Understand how lenders consider your income with Own Up's detailed guide. Find out what matters in your financial profile when securing a mortgage. Knowledge is power - empower yourself today!

Your Mortgage Approval Roadmap

Looking for clarity on the mortgage approval process? Own Up's 'Mortgage Approval Roadmap' simplifies the steps. Master the process, from pre-qualification to closing, for a hassle-free path to your new home. Your home ownership dreams are closer than you think.

Using Lender Credits to Pay Closing Costs

Learn how you can effectively use lender credits to offset closing costs and potentially save thousands on your mortgage. Turn home ownership from a dream into reality today.

Dear Mortgage Industry: We Need to Talk About Race

An editorial in The New York Times last month highlighted a recent study by the Center for Investigative Reporting. The report found that African-Americans and Latinos were more likely to be denied conventional mortgages than whites, even when income, loan size, and other factors were considered.

The 3 Failures of the Pre-Approval Process

The pre-approval process is a key component of the homebuying experience, but the modern pre-approval process is a failure. Here's why.

When a Conventional Mortgage Doesn’t Work

A conventional mortgage won't work for everyone. Learn how a non qualifying mortgage could meet your needs.

How to Refinance Your Mortgage Without Paying Any Closing Costs

Refinancing a mortgage without paying closing costs is possible, but here's what you need to consider first.

Is now the right time to refinance my mortgage?

Is now the right time to refinance? Here’s our framework for thinking through this important decision.

Is It Time to Refinance Your Auto Loan?

Interest rates are at an all-time low. If you've got a car loan a refinance could save you money. Here's how to know if it makes sense for you to refinance.

Mortgage Refinancing 101

Refinancing your mortgage can be a good way to save money. Here's what you need to know about mortgage refinancing.

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The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.