How Your Income Impacts Your Ability to Get a Home Loan
Understand how lenders consider your income with Own Up's detailed guide. Find out what matters in your financial profile when securing a mortgage. Knowledge is power - empower yourself today!
Your Mortgage Approval Roadmap
Looking for clarity on the mortgage approval process? Own Up's 'Mortgage Approval Roadmap' simplifies the steps. Master the process, from pre-qualification to closing, for a hassle-free path to your new home. Your home ownership dreams are closer than you think.
Using Lender Credits to Pay Closing Costs
Learn how you can effectively use lender credits to offset closing costs and potentially save thousands on your mortgage. Turn home ownership from a dream into reality today.
Dear Mortgage Industry: We Need to Talk About Race
An editorial in The New York Times last month highlighted a recent study by the Center for Investigative Reporting. The report found that African-Americans and Latinos were more likely to be denied conventional mortgages than whites, even when income, loan size, and other factors were considered.
The 3 Failures of the Pre-Approval Process
The pre-approval process is a key component of the homebuying experience, but the modern pre-approval process is a failure. Here's why.
When a Conventional Mortgage Doesn’t Work
A conventional mortgage won't work for everyone. Learn how a non qualifying mortgage could meet your needs.
How to Refinance Your Mortgage Without Paying Any Closing Costs
Refinancing a mortgage without paying closing costs is possible, but here's what you need to consider first.
Is now the right time to refinance my mortgage?
Is now the right time to refinance? Here’s our framework for thinking through this important decision.
Is It Time to Refinance Your Auto Loan?
Interest rates are at an all-time low. If you've got a car loan a refinance could save you money. Here's how to know if it makes sense for you to refinance.
Mortgage Refinancing 101
Refinancing your mortgage can be a good way to save money. Here's what you need to know about mortgage refinancing.