Own Up
How it worksAbout


The know-how you need to navigate home financing.

Explore our blog

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Affordability calculator

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

Find your rate range

For Realtors

Learn how Own Up can save your clients time and money.

Learn more

Mortgage Advisors

Voluntary Lien 101

Ever wondered what a voluntary lien is? Own Up's captivating guide unravels this complex term, impacting your journey to homeownership. Discover the unexpected secrets now!

Monthly Housing Expenses: The True Cost of Home Ownership

Understand the nuances of your monthly housing expenses with Own Up's detailed guide. Learn about mortgage payments, insurance, property taxes, and how to manage these costs effectively for a secure and comfortable living situation.

The Right Pre-Approval Letter Helps You Get The Home You Want

Learn how a robust pre-approval letter can be your key to securing your dream home with Own Up's enlightening guide. Don't miss out on your perfect home, find out the secrets today!

Mortgage Insurance 101

Grasp the concept of mortgage insurance with Own Up's straightforward guide. Shedding light on what it means, why it matters, and how it impacts your homeownership journey.

What is a Mortgage?

What is a Mortgage? Learn about loan principles, interest rates, types of mortgages, and understand how this key financial tool can help you own your dream home.

How Much Mortgage Can I Afford?

For most people, home affordability ultimately depends on the answer to the question: how much is a bank or mortgage company willing to lend to me?

What is Earnest Money (EMD) In Real Estate?

Earnest Money Deposit (EMD) is money paid by the buyer, after an offer is accepted by the seller, to validate that their offer is legitimate. This is also referred to as a “good faith deposit”.

What you need to know before getting a mortgage

Equip yourself with essential knowledge before embarking on the mortgage journey. Own Up's detailed guide covers critical considerations such as credit scores, down payments, and interest rates, helping you prepare for a successful mortgage application.

What to know about getting a mortgage if you're self-employed

Grasp the unique considerations for self-employed mortgage applicants. Learn key tips and information to present your strongest financial profile. Transform your self-employment into a home ownership advantage.

The Biggest Secret in Homeownership

Don't overlook the market spread of interest rates and how it's funneling millions of dollars to banks and mortgage companies. Shop around and get a low rate.

We work for your best interest

© RateGravity Inc. DBA Own Up. All rights reserved. 2012-2023
NMLS: #1450805 · NMLS Consumer Access

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.