Own Up
How it worksAbout
Resources

Learning Center

The know-how you need to navigate home financing.

Explore our learning center

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Affordability calculator

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

Find your rate range

For Realtors

Learn how Own Up can save your clients time and money.

Learn more

ReviewsFAQ
Mortgage Advisors

Not sure what a Mortgage Advisor is? You’ve come to the right place. Learn how Mortgage Advisors can help new and experienced homebuyers navigate the loan financing process in addition to other types of fees that can impact the overall affordability of the home.

What to Look for in a Mortgage Advisor

What to Look for in a Mortgage Advisor

Make informed decisions in your home buying process. Learn about the vital role of a mortgage advisor, key selection criteria, and how they can simplify your mortgage application f...

Dear Mortgage Industry: We Need to Talk About Race

Dear Mortgage Industry: We Need to Talk About Race

An editorial in The New York Times last month highlighted a recent study by the Center for Investigative Reporting. The report found that African-Americans and Latinos were more li...

Questions to ask a realtor before hiring one

Questions to ask a realtor before hiring one

Wondering what questions to ask a realtor? Here’s our pro advice. Click here to read now!

Dear Mortgage Industry: We Need to Talk About Race

An editorial in The New York Times last month highlighted a recent study by the Center for Investigative Reporting. The report found that African-Americans and Latinos were more likely to be denied conventional mortgages than whites, even when income, loan size, and other factors were considered.

Questions to ask a realtor before hiring one

Wondering what questions to ask a realtor? Here’s our pro advice. Click here to read now!

Is It Time to Refinance Your Auto Loan?

Interest rates are at an all-time low. If you've got a car loan a refinance could save you money. Here's how to know if it makes sense for you to refinance.

Considering A Personal Loan? Here’s What You Need To Know

When tough times hit, people often turn to personal loans to consolidate stay ahead of bills. If you're considering a personal loan, here's what you need to know.

How to Buy a House Contingent on Selling Yours?

What is a sale contingency when submitting an offer to buy a home?

Your Credit Score and Your Financial Well Being

Your credit score is a measure of your credit worthiness and helps lenders determine how likely you are to default on your loan. There is more than one way to calculate your credit score and many different companies that perform this task. FICO is one of the most well-known companies.

How Long Does Pre-Approval for a Mortgage Last

Own Up's guide sheds light on the duration of mortgage pre-approval, its importance in the home buying process, and how to keep your financial profile updated.

The Biggest Secret in Homeownership

Don't overlook the market spread of interest rates and how it's funneling millions of dollars to banks and mortgage companies. Shop around and get a low rate.

VA Closing Costs

Learn more about how closing costs can change for VA loans.

Refinancing After the COVID-19 Mortgage Forbearance Program

While the CARES Act mortgage forbearance program helped many Americans manage their mortgage payments during COVID-19 challenges, refinancing may help reduce future financial hardships.

Disclaimer

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.