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The know-how you need to navigate home financing.

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Learn how much home you can afford, and the next steps to take in the process.

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Mortgage Advisors

Not sure what a Mortgage Advisor is? You’ve come to the right place. Learn how Mortgage Advisors can help new and experienced homebuyers navigate the loan financing process in addition to other types of fees that can impact the overall affordability of the home.

How to Choose a Mortgage Advisor: What to Look For

How to Choose a Mortgage Advisor: What to Look For

Find the right mortgage advisor: key traits, questions to ask, fee transparency and red flags to save money and stress in your home-buying process.

How to Qualify for a Mortgage: Credit, DTI & Docs

How to Qualify for a Mortgage: Credit, DTI & Docs

Prepare to qualify for a mortgage with actionable steps on credit, DTI, down payment, documents and lender options to boost your approval odds.

How Credit Scores Affect Mortgage Options

How Credit Scores Affect Mortgage Options

See how your credit score shapes mortgage access and rates, practical tips and options to raise your score and get a better mortgage.

How to Qualify for a Mortgage: Credit, DTI & Docs

Prepare to qualify for a mortgage with actionable steps on credit, DTI, down payment, documents and lender options to boost your approval odds.

How Credit Scores Affect Mortgage Options

See how your credit score shapes mortgage access and rates, practical tips and options to raise your score and get a better mortgage.

Mortgage Discount Points: How They Work and When to Buy

Understand mortgage discount points - how they lower your rate and monthly payment, tax-deductibility, and when the upfront cost pays off.

5 Tips to Save Thousands on Your Mortgage

5 practical tips - shop lenders, get preapproved, use soft credit pulls, and plan your down payment to save thousands on your mortgage (up to $3,000).

Written Verification of Employment (VOE): What It Is

Know when an employer-completed VOE is required, what it shows about income, and how it impacts mortgage approval and your DTI.

How Mortgage Lenders Treat Second Homes

Understand how lenders treat second homes—requirements, down payment and rental-income rules, plus practical tips to improve your mortgage approval odds.

Crypto-Backed Mortgages: How They Work

How crypto-backed mortgages let you use digital assets as collateral to avoid selling holdings—plus the benefits, volatility and margin-call risks to weigh.

How Mortgage Calculators Work: Inputs & Uses

Understand how mortgage calculators use price, down payment, term, rate & fees to estimate monthly payments—so you can plan, compare, and lower costs.

How To Get Lower VA Loan Rates

Find practical steps to lower your VA loan rate—shop lenders, improve credit and DTI, understand loan types, and consider a larger down payment.

Mortgage Prepaids Explained: What They Cost

Understand mortgage prepaids, what they cover, how lenders calculate them, and practical ways to lower what you'll owe at closing.

Disclaimer

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.