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Mortgage Advisors

Not sure what a Mortgage Advisor is? You’ve come to the right place. Learn how Mortgage Advisors can help new and experienced homebuyers navigate the loan financing process in addition to other types of fees that can impact the overall affordability of the home.

How to Choose a Mortgage Advisor: What to Look For

How to Choose a Mortgage Advisor: What to Look For

Find the right mortgage advisor: key traits, questions to ask, fee transparency and red flags to save money and stress in your home-buying process.

How a Pre-Approval Letter Helps You Buy a Home

How a Pre-Approval Letter Helps You Buy a Home

Secure a pre-approval that proves you're a serious buyer: know your budget, strengthen offers, and avoid hard credit hits with soft-checks.

How to Find and Compare the Best Mortgage Rates

How to Find and Compare the Best Mortgage Rates

Discover 6 key questions and smart steps to compare lenders, avoid hidden fees, and possibly save thousands on your mortgage rate.

How a Pre-Approval Letter Helps You Buy a Home

Secure a pre-approval that proves you're a serious buyer: know your budget, strengthen offers, and avoid hard credit hits with soft-checks.

How to Find and Compare the Best Mortgage Rates

Discover 6 key questions and smart steps to compare lenders, avoid hidden fees, and possibly save thousands on your mortgage rate.

How To Compare Mortgage Rates And Loan Estimates

Compare mortgage rates and loan estimates with a clear checklist to find the lowest-cost loan for your credit, down payment and goals — save money.

Mortgage Amortization Schedule: How Payments Work

See how each mortgage payment splits between principal and interest, track equity, and use extra payments to cut years off your loan and lower interest costs.

Property Types: How Lenders Evaluate Occupancy

Understand how primary, second-home, and investment properties affect mortgage approval, rates, and loans so you can choose the right financing.

Mortgage APR Explained: Compare Loan Costs

APR explained: see how fees and rates reveal the true cost of a mortgage so you can compare offers and pick the most affordable option.

Fixed vs. Adjustable-Rate Mortgages: Pros and Cons

Compare fixed vs. adjustable mortgages to find which saves you money or offers predictable payments—pick the right loan for your timeline and budget.

MIP Vs PMI: FHA Vs Conventional Mortgage Insurance

PMI vs MIP: how they affect your monthly payment and simple options—bigger down payment, refinance, or different loan—to lower or remove mortgage insurance.

What Are VA Loan Closing Costs? Fees, Funding Fee & Tips

Understand VA loan closing costs - funding fee, origination cap, appraisal, title - and practical ways veterans can lower upfront costs.

Escrow Explained for First-Time Homebuyers

Escrow explained for first-time buyers - what funds are held, common fees & contingencies, and tips to navigate escrow for a smoother, secure closing.

Disclaimer

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.