First Home Loan
Navigating the home-buying process can be tricky – especially if you’ve never done it before. The resources in this section will guide first-time homebuyers through the experience by tackling loan types, cost considerations, required documentation, contract terms, and more.
How To Buy Your First Home: Step-by-Step Guide
Clear, step-by-step guidance for first-time buyers: get mortgage-ready, compare loan options, estimate affordability, and close with confidence.
Why 3 In 4 Homebuyers Don't Shop for Mortgages
Discover 7 real reasons 77% of buyers use one lender, and how knowing them helps you shop for a mortgage smarter and save money.
5 Signs You're Ready to Buy a Home
Five clear signs you're ready to buy a home: credit, savings, steady job and upkeep so you can confidently decide whether homeownership fits your finances.
Why 3 In 4 Homebuyers Don't Shop for Mortgages
Discover 7 real reasons 77% of buyers use one lender, and how knowing them helps you shop for a mortgage smarter and save money.
5 Signs You're Ready to Buy a Home
Five clear signs you're ready to buy a home: credit, savings, steady job and upkeep so you can confidently decide whether homeownership fits your finances.
How To Choose the Right Real Estate Agent
7 clear steps to pick an agent who matches your neighborhood, budget, and goals—use data, check qualifications, and avoid dual agency.
Why 3 of 4 Homebuyers Don't Compare Mortgage Rates
77% of buyers apply to one lender and can lose $20k-$30k. Own Up's free loan comparison tool finds better offers so you keep more money.