First Home Loan
Navigating the home-buying process can be tricky – especially if you’ve never done it before. The resources in this section will guide first-time homebuyers through the experience by tackling loan types, cost considerations, required documentation, contract terms, and more.
How To Buy Your First Home: Step-by-Step Guide
Clear, step-by-step guidance for first-time buyers: get mortgage-ready, compare loan options, estimate affordability, and close with confidence.
What 'Under Contract' Means When Buying a Home
Understand what 'under contract' means, how contingencies and earnest money affect closing, and when to make a backup offer to protect your purchase.
Down Payment Assistance Programs for First-Time Homebuyers
Find local down payment assistance for first-time buyers, eligibility, program types, benefits and limits to help you afford your first home.
What 'Under Contract' Means When Buying a Home
Understand what 'under contract' means, how contingencies and earnest money affect closing, and when to make a backup offer to protect your purchase.
Down Payment Assistance Programs for First-Time Homebuyers
Find local down payment assistance for first-time buyers, eligibility, program types, benefits and limits to help you afford your first home.
Mortgage Application Documents Checklist
Organize the mortgage documents lenders require: W-2s, pay stubs, bank statements, tax returns and gift letters so you can get approved faster.
Top 10 Mortgage Brokers in Boston, MA
Compare Boston's top 10 mortgage lenders (2022) and get personalized rate insight to find lower rates and fees.
8 Homebuying Myths Debunked by 3 Boston Real Estate Agents
Boston buyers: 3 agents debunk 8 homebuying myths and give clear tips on offers, down payments, bidding wars, inspections, and closing costs.
How To Buy Your First Home: Step-By-Step Guide
7-step roadmap for first-time buyers: assess finances, get pre-approved, shop mortgages, and close confidently with Own Up's practical homebuying guidance.
Mortgage Preapproval: What It Is & How to Get One
Show sellers you're serious: get mortgage preapproval to confirm how much you can borrow, speed up closing, and gain an advantage in hot markets.
Best Home Loan Options for First-Time Buyers
Compare FHA, VA, USDA and conventional loans with expert tips to pick the right mortgage and lower costs for first-time homebuyers.
How to Finance Your First Home: A Beginner's Guide
Practical steps to finance your first home: check credit, set a budget, compare loan options, and get pre-approved to buy with confidence.
Mortgage Advice for First-Time Homebuyers
Clear, practical mortgage guidance for first-time buyers—build credit, save a down payment, compare loan types (FHA, VA, USDA) and avoid overextending.