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The know-how you need to navigate home financing.

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

For Realtors

Learn how Own Up can save your clients time and money.

First Home Loan

Decoding Mortgage Jargon

There are four main types of mortgage loans. Here's what you need to know before deciding which is best for you.

Read This Before Getting Preapproved for a Mortgage

Here's what you need to know about getting pre-approved for a mortgage before kicking off the home buying process.

How to Save for the Down Payment on Your First Home

Here are some ways homeownership may be in reach for millennials, while keeping the avocado toast on the table.

Who Are Fannie Mae & Freddie Mac?

When researching home financing it is likely that you will encounter information about Fannie Mae and/or Freddie Mac. Here's what their role is in the housing market and what it means to you, a prospective homebuyer or a current homeowner.

Your Down Payment Explained

A down payment is the personal cash contribution that a borrower makes in a purchase transaction. While programs exist for down payments as low as 3% for one-unit primary residences, the best loan terms available for primary residences come with down payments of at least 20%.

How Lenders Consider Additional Properties

If you own additional properties to the one you are buying or refinancing, there's some important implications for how your lender will qualify your loan.

How To Search For A Home

We sat down with a leading real estate agent to find out what the most important parts of a home search are.

Why Your Mortgage Was Sold

Mortgage companies will often sell your loan once it closes - even before the first payment. Here's what it means for you.

Why 3 Out Of 4 Homebuyers Don't Shop For A Mortgage

Comparison shopping mortgages creates challenges but can save you $20,000+. Learn how to easily shop for mortgages.

How Many Names Can You Have on a Mortgage?

Depending on your circumstances you may want, or need to utilize a co-borrower on your mortgage. A co-borrower is an additional applicant on your loan who becomes a party to the transaction.