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The know-how you need to navigate home financing.

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

For Realtors

Learn how Own Up can save your clients time and money.

First Home Loan

Here's How Cody and Erica Saved $17K with Own Up

Cody and Erica were looking for a home in the North Shore of Boston and found a house that they were ready to move on. They had been working with a mortgage company and were nearing their closing when they received a quote that made them question if they were really getting the best rate.

Fixed Rate vs. Adjustable Rate Mortgages: What to know before deciding

In this article, we will explain the features of a Fixed Rate and Adjustable Rate Mortgage.

We Can Make it Simpler for Millennials to Become Homeowners

There are many reasons why some millennials are shying away from homeownership, but some of those can be solved through technology, innovation and excellent customer service.

Why We Think Buying Agents Are Worth It

Buying a home with the help of a real estate agent is a smart move. Here are 6 ways an agent can help you.

3 Real Estate Agents Separate 8 Homebuying Myths from Truths

We spoke with three influential agents to demystify some of the myths and truths about buying a home in the Boston area.

Do I Need To Put 20% Down?

Where does the misconception of 20% down come from? Lenders offer the best loan terms to those borrowers that put at least 20% down because the loan is perceived to be less risky than a loan for someone who has less “skin in the game.”

Everything You Need To Know About Credit Reports

A consumer’s credit report is a synthesis of the consumer’s credit accounts, payment histories, accounts referred to collections, inquiries into a consumer’s credit file and public financial records, like bankruptcies.

Which Home Lender Institution is Best for You?

Here are some key concepts to keep in mind when deciding where to get your mortgage.

What Is A Home Appraisal?

Mortgage lenders will require your property to be appraised before approving your loan. An appraisal is a report that sets forth an opinion or estimate of the fair market value of the property. The report is used by lenders to determine how much they are willing to lend against the property.

Understanding Closing Costs

Closing costs are the customary expenses one can expect when completing a residential lending transaction.