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First Home Loan

Read This Before Getting Preapproved for a Mortgage

Here's what you need to know about getting pre-approved for a mortgage before kicking off the home buying process.

Why We Think Buying Agents Are Worth It

Buying a home with the help of a real estate agent is a smart move. Here are 6 ways an agent can help you.

Why Your Mortgage Was Sold

Mortgage companies will often sell your loan once it closes - even before the first payment. Here's what it means for you.

What You Need To Know About Mortgage Underwriting

Mortgage underwriting is the process lenders use to decide if you get approved or denied for your loan. Read on to avoid surprises.

What happens on Own Up's review call?

While other online lenders offer the chance to speak with a licensed advisor, Own Up requires a 7-minute Review Call. Why? Because the end goal is not about getting a loan, it is about getting the right loan for you. Isn’t that worth 7 minutes?

What Homebuyers Want to Know: Top Questions From Our Reddit AMA

If you're a home buyer, read these responses to the questions that our customers most wanted to know.

The Credit Score Conundrum

Different lenders use different criteria to determine credit scores. Here is a primer.

The 5 Dangers of Mortgage Calculators

Online mortgage calculators are widely used by first-time homebuyers, but here's what you might not know about using them.

Questions To Ask When Buying A House

The key questions you should ask your real estate agent, the seller or their agent, your home inspector and your mortgage lender before buying a home.

How to Get Out of a Purchase and Sale Agreement

A homebuyer's guide to getting out of your purchase and sales agreement.


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The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.