First Home Loan
Navigating the home-buying process can be tricky – especially if you’ve never done it before. The resources in this section will guide first-time homebuyers through the experience by tackling loan types, cost considerations, required documentation, contract terms, and more.
How To Buy Your First Home: Step-by-Step Guide
Clear, step-by-step guidance for first-time buyers: get mortgage-ready, compare loan options, estimate affordability, and close with confidence.
North Carolina First-Time Homebuyer Grants & Assistance
North Carolina first-time buyers: compare statewide, local, and employer down payment programs offering up to $80K+ and find options you may qualify for.
First-Time Homebuyer Assistance in Georgia
Compare Georgia first-time homebuyer programs — eligibility, max aid (up to $25,000), and how to apply so you save on down payment & closing costs.
North Carolina First-Time Homebuyer Grants & Assistance
North Carolina first-time buyers: compare statewide, local, and employer down payment programs offering up to $80K+ and find options you may qualify for.
First-Time Homebuyer Assistance in Georgia
Compare Georgia first-time homebuyer programs — eligibility, max aid (up to $25,000), and how to apply so you save on down payment & closing costs.
When is the Best Time to Buy a House?
Decoding the housing market can be challenging when inventory is low and prices are high. On that note: Is there a preferred time to buy?
What Is Freddie Mac and How It Affects Your Mortgage
Understand how Freddie Mac shapes mortgage availability and rates—use county loan limits and conforming rules to find more affordable home loans.
Mortgage Credit Certificate Guide for First-Time Homebuyers
See how mortgage tax credits (MCCs) can cut federal taxes, often 20-40% of mortgage interest, and lower monthly payments, who qualifies, fees & next steps.
How to Buy a House Without a Realtor
Skip the agent? Understand risks, potential savings, key steps, and when to hire a real estate attorney to protect your purchase.
Title Insurance: How It Protects Homebuyers
Clear guide for homebuyers: how title insurance protects ownership, who pays, and typical costs to avoid costly title disputes.
How To Buy a House With a Lien
Buying a home with a lien? See which liens matter, who pays, and steps to clear or negotiate them so you can close with confidence.
10-Step Guide for First-Time Home Buyers
Step-by-step, 10-point guide for first-time buyers — from finances and preapproval to offers and closing, so you can buy your first home with confidence.
8 First-Time Homebuyer Mistakes to Avoid
Avoid 8 common first-time homebuyer mistakes—budget, check credit, get pre-approved and spot hidden costs—to protect your finances and boost approval odds.