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The know-how you need to navigate home financing.

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

For Realtors

Learn how Own Up can save your clients time and money.

First Home Loan

Mortgage Preapproval

A mortgage preapproval makes you attractive to sellers. Read this post to learn what you need to do to get preapproved.

Buying A House Without A Realtor

There are many good reasons to use a real estate agent when buying a home – but here’s what you need to know if you’re going to buy a house without a realtor.

Questions To Ask When Buying A House

The key questions you should ask your real estate agent, the seller or their agent, your home inspector and your mortgage lender before buying a home.

Buying A House: The Ultimate Checklist

Buying a house is a huge financial transaction and can be complicated, but it’s not as hard as it seems if you have a full checklist and the right assistance.

The Right Pre-Approval Letter Helps You Get The Home You Want

A good pre-approval letter can give you a leg up when house hunting. Here's how to get one that will work for you.

Down Payment 101

You don't have to put down 20% for a house. Here's a list of programs and loans for help with a down payment.

How Lenders Evaluate Occupancy Types

This Own Up Resource Center article explains the different home occupancy types and how they may affect your loan.

The 5 Dangers of Mortgage Calculators

Online mortgage calculators are widely used by first-time homebuyers, but here's what you might not know about using them.

Mortgage Insurance 101

Mortgage insurance is required if you have less than a 20% down payment. Here's what to know before signing on for mortgage insurance.

What is a Mortgage?

Home buyers may wonder what is a mortgage. Learn the basics and the different types of mortgages in this guide.