First Home Loan
Navigating the home-buying process can be tricky – especially if you’ve never done it before. The resources in this section will guide first-time homebuyers through the experience by tackling loan types, cost considerations, required documentation, contract terms, and more.
A Guide to Buying Your First Home
Essential tips and insights for first-time home buyers in our comprehensive guide, covering everything from financial preparation to closing the deal on your dream home.
Questions To Ask When Buying A House
The key questions you should ask your real estate agent, the seller or their agent, your home inspector and your mortgage lender before buying a home.
Understanding "Cash to Close:" Your Key to a Smooth Home Purchase
“Cash to close” is the total amount of money you’ll need to come up with to close on a new home.
Questions To Ask When Buying A House
The key questions you should ask your real estate agent, the seller or their agent, your home inspector and your mortgage lender before buying a home.
Understanding "Cash to Close:" Your Key to a Smooth Home Purchase
“Cash to close” is the total amount of money you’ll need to come up with to close on a new home.
Property Taxes at Closing: Who Bears the Burden?
Property taxes are typically prorated during a home sale, with the buyer and seller each paying a portion.
Solving the Real Estate Puzzle: The Integral Role of Agents in Property Transactions
Real estate agents are in a unique position to help home buyers and sellers alike – here’s how.
How To Make An Offer On A House
Deciding how to come up with the right first offer on a house can be challenging. Here's everything you need to know to come up with your first offer.
A Comprehensive Guide to Georgia First-Time Homebuyer Assistance Programs
Georgia has multiple down payment assistance programs that cater to different geographic areas, professions and levels of need.
When is the Best Time to Buy a House?
Decoding the housing market can be challenging when inventory is low and prices are high. On that note: Is there a preferred time to buy?
What is Freddie Mac and How Does it Influence Your Home Loan?
Did you know your mortgage lender may not be the only entity involved in your home purchase? Freddie Mac and the federal government may also play a role.
Guide to Mortgage Tax Credits: A First-Time Home Buyer’s Advantage
Did you know you may qualify for a tax deduction if you are a first-time homebuyer?
Buying A House Without A Realtor
There are many good reasons to use a real estate agent when buying a home – but here’s what you need to know if you’re going to buy a house without a realtor.