First Home Loan
Navigating the home-buying process can be tricky – especially if you’ve never done it before. The resources in this section will guide first-time homebuyers through the experience by tackling loan types, cost considerations, required documentation, contract terms, and more.

A Guide to Buying Your First Home
Essential tips and insights for first-time home buyers in our comprehensive guide, covering everything from financial preparation to closing the deal on your dream home.

What are Real Estate Comps?
Real estate comps give home buyers powerful data points to make more informed buying decisions.

Massachusetts First-Time Home Buyer Grants & Assistance
Did you know that Massachusetts homebuyers have access to statewide and local down payment assistance?
What are Real Estate Comps?
Real estate comps give home buyers powerful data points to make more informed buying decisions.
Massachusetts First-Time Home Buyer Grants & Assistance
Did you know that Massachusetts homebuyers have access to statewide and local down payment assistance?
Illinois First-Time Home Buyer Grants Guide
There are multiple statewide and local assistance programs in Illinois to help homebuyers buy their first home.
Texas: Down Payment Assistance Programs
Texas has multiple statewide, local, and employee-focused down payment assistance programs for eligible first-time homebuyers and other types of borrowers.
What Does Equity Mean and How Does it Work?
Your home equity is the amount of your home’s current market value that you own.
How Employment History Impacts Mortgage Approval
Your employment history plays a big role in your ability to get a home loan. Here are the requirements you need to know.
Escrow Accounts Explained: How do they work?
Escrow accounts serve as important intermediaries in the home buying and homeownership process.
What Is an Open House and how do they work?
An open house is one of the most efficient ways for home sellers to share their homes with interested buyers and for potential homebuyers to view the homes they’re interested in seeing.
VA Funding Fees: What Are They and How Much Do They Cost?
VA funding fees are one-time fees paid either at the closing of a VA loan or are included in the loan amount.
How Much Does It Cost to Buy a House?
Understand the true costs of buying a home with Own Up's comprehensive guide. Uncover the various expenses involved, from down payments to closing costs, and prepare for your home buying journey.