Author

Mike Tassone

Mike is a Co-Founder and Chief Operating Officer of Own Up. He has expertise in all areas of residential lending, having led operations for a top 40 lender in the United States.

He is the leader of Own Up's home advisor team, where he offers personalized advice to homebuyers. His expertise helps them explore and compare different mortgage options. Mike also empowers individuals by providing them with valuable educational resources and advocates for financial literacy and equality.

Before working in residential lending, Mike helped start the nation's first student loan debt advisory service. The service aims to assist students in better managing their student loans.

Mike holds an MBA from Harvard Business School and a BA from Brown University.

Articles by Mike Tassone

Refinancing

Cash-Out Refinance Vs. Home Equity Loan: How to Choose

Clear comparison of cash-out refinance vs home equity loans: pros, costs, and which option best fits your financial needs.

Refinancing

How Your Credit Score Affects Refinancing

Understand how your credit score affects refinance rates, typical minimums, and practical steps to improve your odds of a lower mortgage rate.

First Home Loan

How to Buy a House From Another State

Practical guide to buying a home from another state: remote pre-approval, finding agents, inspections, closings and smooth moving tips.

Refinancing

Refinancing Your Mortgage: Costs, Fees & Break-Even

Understand refinancing closing costs, how to cut them, and calculate your break-even so you can decide if refinancing will save you money.

First Home Loan

Condo Questionnaire: What It Is and Do You Need It?

Understand condo questionnaires: what lenders check, common red flags that can block financing, and how to prepare your HOA to avoid closing delays.

First Home Loan

Documents Needed to Apply for a Mortgage

Complete mortgage document checklist: which income, asset, ID, condo & refinance papers to gather now to speed your loan approval.

First Home Loan

Closing Disclosure: What It Is and How to Review

Understand your Closing Disclosure: what to check, how to compare it to your Loan Estimate, and quickly spot errors to avoid closing delays or extra costs

First Home Loan

How Real Estate Agents Get Paid: Commissions Explained

Understand how agents get paid—typical 4–6% commissions, who pays, 2024 NAR rule changes, and how fees may affect your home purchase.

First Home Loan

Real Estate Comps: Definition and How to Use Them

Use real estate comps to estimate a home's market value, spot fair prices, and strengthen offers—practical guidance on finding and adjusting comparable sales.

First Home Loan

Escrow Accounts: What They Are & How They Work

Understand how escrow accounts protect buyers, streamline tax, insurance and closing payments, and when they're required — plus tips to manage yours.