Author
Marianne Hayes, Personal Finance Writer
Marianne Hayes is a longtime freelance writer who's been covering personal finance and home ownership for over a decade. She has written for CNBC, Redbook, Cosmopolitan, Good Housekeeping and more. Marianne lives in Tampa with her three daughters and two miniature Dachshunds.
Articles by Marianne Hayes
Cash-Out Refinancing vs. Home Equity Loans: Which Is Right for You?
Cash-out refinancing and home equity loans both allow you to borrow against your equity, but they each have unique pros and cons
How Your Credit Score Affects Refinancing Your Mortgage
If you’re thinking about refinancing your mortgage, your credit score will play an important role.
Understanding the Costs of Refinancing Your Mortgage
Refinancing a mortgage can save you money over time, but you may have to pay some upfront expenses. Learn more about the costs of refinancing a home.
How Do Real Estate Agents Get Paid?
Real Estate Agent fees used to be customarily paid by the home seller and range from around 4% to 6% of the sale price.
Amortization Schedules: How Your Mortgage Payments Work
An amortization schedule breaks down important details about your mortgage payments, like how much you’re paying toward interest.
How Long Does It Take to Refinance?
The refinancing process typically takes 30 to 60 days, but it could be longer if you run into a delay.
Escrow 101 For First-Time Homebuyers: What You Need to Know
An escrow account is managed by a neutral third party and used to hold funds during the home-buying process.
Can You Have a Co-signer on a Mortgage Loan?
Applying for a mortgage with a co-signer could improve your chances of getting approved, but it has its risks.
Timing and Importance of Home Appraisals in the Mortgage Process
If You’re Buying, Selling, or Refinancing a Home, Understanding How the Home Appraisal Process Works Can Make for a Smoother Transaction
Understanding "Cash to Close:" Your Key to a Smooth Home Purchase
“Cash to close” is the total amount of money you’ll need to come up with to close on a new home.