Own Up
How it worksAbout


The know-how you need to navigate home financing.

Explore our blog

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Affordability calculator

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

Find your rate range

For Realtors

Learn how Own Up can save your clients time and money.

Learn more

Patrick Boyaggi Image


Patrick Boyaggi

Founder and CEO

Patrick is the Co-Founder and CEO of Own Up. He has a wealth of experience and knowledge as a mortgage executive.

Before starting Own Up, Patrick was the Senior Vice President at Leader Bank and a Management Consultant at Accenture.

Throughout his career, Patrick has helped tens of thousands of homebuyers secure mortgages in his career. Patrick is passionate about empowering people to improve their financial future using technology and data to offer personalized guidance.

Patrick holds an MBA from Northwestern University’s Kellogg School of Management and a BA from Bates College.

Articles by Patrick Boyaggi

Why a Real Estate Professional Uses Own Up Herself

We spoke with Eileen Kim, a real estate agent, about how she got into the real estate industry and why she personally uses Own Up.

Here's How We Helped This First-Time Homebuyer Save $43,000

Thanks to a competitive rate Max received from Own Up, he was able to secure a loan with a significantly lower interest rate than the one he was offered by his original agent-recommended lender.

How a Homebuyer Conquered the Mortgage Process & Saved $13K

Andrew recently had an offer accepted on an affordable housing unit, but due to the condo’s unique circumstances he faced a challenge finding a lender. Fortunately, Own Up was able to find a solution.

“Just hear us out. Don’t do big box. Go local, and go with Own Up.”

A common misconception people have when buying a home is that the bigger the mortgage company, the better the access to competitive rates and 24-hour customer service. But Emily and Evan found out that their big mortgage company wasn’t nearly as efficient as they hoped.

Here's How Cody and Erica Saved $17K with Own Up

Cody and Erica were looking for a home in the North Shore of Boston and found a house that they were ready to move on. They had been working with a mortgage company and were nearing their closing when they received a quote that made them question if they were really getting the best rate.

"It Seems Too Good to Be True, But Don't Be Skeptical"

Allie and Kris were preparing to welcome their second child and were looking to buy a home that could work as their family grew. But because of their “complicated” income they weren’t having luck finding a competitive mortgage rate with their local bank.

How Robert Saved Over $25K With Own Up

After shopping around extensively, Robert ended up securing a highly-competitive loan through working with Own Up that saved him more than $25,000 over the life of his loan. The deal was so great that even one of the other brokers he had been talking to told him he couldn’t pass it up.

6 Tips Every Homebuyer Should Follow

Looking to buy a home in a hot real estate market? You'll want to heed the advice of Boston homebuyers Alex and Leila. Below they share their tips for navigating homebuying in a crowded market.

4 Tips for a Stress-Free Homebuying Experience

Nervous about your upcoming house hunt? Here are some easy ways to take the stress out of your home buying process.

We Can Make it Simpler for Millennials to Become Homeowners

There are many reasons why some millennials are shying away from homeownership, but some of those can be solved through technology, innovation and excellent customer service.

We work for your best interest

© RateGravity Inc. DBA Own Up. All rights reserved. 2012-2023
NMLS: #1450805 · NMLS Consumer Access

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.