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How Your Savings Impact Your Ability to Get a Home Loan

Liquid reserves are those financial assets that are available to you after your loan closes. Liquid financial reserves include cash and other assets that are easily converted to cash by the borrower.

These 5 Tips Will Save You Thousands On A Mortgage

Shopping for your mortgage can save you thousands. Learn how with these five mortgage tips.

How an Adjustable Rate Mortgage Could Save You Money

In some cases, an adjustable rate mortgage could save you more money than a fixed rate mortgage. Here's what you need to know.

Using Lender Credits to Pay Closing Costs

What are lending credits and should I use them when buying a home?

The Cheapest States to Buy and Own a House

Looking for a cost efficient place to buy a home? Here are the top 9 states that have the most affordable home prices in the US.

How Much Does It Cost to Buy a House?

Buying a house costs more than a down payment. This complete guide outlines how much it actually costs to buy a house.

When is the Best Time to Buy a House?

The best month to buy a house depends on goals like price or choice. Read this guide to find the best month for you.

Dear Mortgage Industry: We Need to Talk About Race

An editorial in The New York Times last month highlighted a recent study by the Center for Investigative Reporting. The report found that African-Americans and Latinos were more likely to be denied conventional mortgages than whites, even when income, loan size, and other factors were considered.

The Mortgage Industry’s Binary Problem

One reason the mortgage industry has failed to innovate is because of what I refer to as the industry’s “Binary Problem”. Specifically, this is the mindset that in order to get one thing, it has to be at the expense of another.

7 Reasons Only 1 in 4 Homebuyers Shop for a Mortgage

77% of homebuyers apply with only one mortgage lender. Here's why that's not a good idea, and what you can do instead.