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The know-how you need to navigate home financing.

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

For Realtors

Learn how Own Up can save your clients time and money.


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What is Earnest Money (EMD) In Real Estate?

Earnest Money Deposit (EMD) is money paid by the buyer, after an offer is accepted by the seller, to validate that their offer is legitimate. This is also referred to as a “good faith deposit”.

How Boston helped two bankers become MassChallenge Finalists

So how is it that two former bankers were able to leave a technologically challenged industry, launch a consumer facing technology start-up and become MassChallenge Finalists in less than 4 months? Well, none if it happens without the city of Boston.

What you need to know before getting a mortgage

What do you really need to know before getting a mortgage? A three-time Own Up customer turned employee explains what she's learned from three refinances and two home purchases.

Meet the team in your corner

Who's behind the scenes of Own Up helping you make your best home financing decisions? Meet some of our Home Advisors who make the magic happen.

What to know about getting a mortgage if you're self-employed

Many borrowers who are self-employed or are choosing less traditional employment opportunities are finding qualification more difficult, despite having large down payments and exceptional credit.

The Biggest Secret in Homeownership

Don't overlook the market spread of interest rates and how it's funneling millions of dollars to banks and mortgage companies. Shop around and get a low rate.

Introducing Lender Grader, a tool to help borrowers understand the mortgage market

Lender Grader helps you visualize and understand just how much rates vary from lender to lender, and what that might mean for your bottom line.

How To Make The Right Offer On A House

Making the right offer on a house can cost or save you thousands. Read this guide from a top agent to help guide you.

How Your Income Impacts Your Ability to Get a Home Loan

One of the criteria used by lenders to determine if you qualify for home financing is your debt-to-income (DTI) ratio. This formula helps lenders determine if you have the capacity to meet your monthly debt obligations, including your mortgage payments.

Your Mortgage Approval Roadmap

Buying a home is often the biggest transaction in one’s life and the home loan approval process can be a stressful experience, but it doesn't have to be.