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The know-how you need to navigate home financing.

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

For Realtors

Learn how Own Up can save your clients time and money.


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The Right Pre-Approval Letter Helps You Get The Home You Want

A good pre-approval letter can give you a leg up when house hunting. Here's how to get one that will work for you.

Everyone's talking about refinancing – should you?

The past year has seen a refinance boom due to low rates and a need for savings. But does a refinance truly make sense for you? Shop around to find out.

Down Payment 101

You don't have to put down 20% for a house. Here's a list of programs and loans for help with a down payment.

How Lenders Evaluate Occupancy Types

This Own Up Resource Center article explains the different home occupancy types and how they may affect your loan.

The 5 Dangers of Mortgage Calculators

Online mortgage calculators are widely used by first-time homebuyers, but here's what you might not know about using them.

Mortgage Insurance 101

Mortgage insurance is required if you have less than a 20% down payment. Here's what to know before signing on for mortgage insurance.

What is a Mortgage?

Home buyers may wonder what is a mortgage. Learn the basics and the different types of mortgages in this guide.

Step-by-Step Guide: How to Buy a House for the First Time

Buying a home for the first time can be hard. Read this step by step guide to save time and money.

The Gender Gap: Women Pay More For Their Mortgage Than Men

Women in the U.S. overpay on their mortgages in 49 of the 50 states. Here are the states and why women may be paying more for their mortgages than men.

How Much Mortgage Can I Afford?

For most people, home affordability ultimately depends on the answer to the question: how much is a bank or mortgage company willing to lend to me?