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The know-how you need to navigate home financing.

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

For Realtors

Learn how Own Up can save your clients time and money.

Customer Stories

Shopping around for VA loans pays big dividends for veteran family

Erika and Philip, an Army veteran, were house hunting. They chose a VA lender, but their lender was not up to par. Then, she found Own Up.

What you need to know before getting a mortgage

What do you really need to know before getting a mortgage? A three-time Own Up customer turned employee explains what she's learned from three refinances and two home purchases.

Why a Real Estate Professional Uses Own Up Herself

We spoke with Eileen Kim, a real estate agent, about how she got into the real estate industry and why she personally uses Own Up.

Here's How We Helped This First-Time Homebuyer Save $43,000

Thanks to a competitive rate Max received from Own Up, he was able to secure a loan with a significantly lower interest rate than the one he was offered by his original agent-recommended lender.

Mike Cruz Is Not an Own Up Customer, Technically Speaking

We didn't get paid a dime for helping Mike. But since we are mission-driven, we are proud to help him save ~$20,000 of mortgage interest in just 7 years.

How a Homebuyer Conquered the Mortgage Process & Saved $13K

Andrew recently had an offer accepted on an affordable housing unit, but due to the condo’s unique circumstances he faced a challenge finding a lender. Fortunately, Own Up was able to find a solution.

“Just hear us out. Don’t do big box. Go local, and go with Own Up.”

A common misconception people have when buying a home is that the bigger the mortgage company, the better the access to competitive rates and 24-hour customer service. But Emily and Evan found out that their big mortgage company wasn’t nearly as efficient as they hoped.

Here's Why You Should Shop Around for a Mortgage

This couple saved over $17,000 by shopping around for a mortgage. Here's how shopping around can save you money.

Cha-Ching: How These Homebuyers are Saving $13K with a Local Lender

Find out how Own Up helped this couple find a local bank and secure a rate that saved them approximately $13K over the life of their loan.

"It Seems Too Good to Be True, But Don't Be Skeptical"

Allie and Kris were preparing to welcome their second child and were looking to buy a home that could work as their family grew. But because of their “complicated” income they weren’t having luck finding a competitive mortgage rate with their local bank.